Know Your Client (KYC) Analyst, NCT

Deutsche Bank AG; Maharashtra; On-site; INR 600,000 - 1,000,000; Full time

Benefits offered by this job

Leave policy

Childcare assistance

Education sponsorship

Health insurance

Employee Assistance Program

Job summary

Deutsche Bank AG in Pune, India is seeking a KYC Analyst to support Know-Your-Customer reviews for new and existing clients. You will verify client data, perform due diligence, and assess risk in line with regulatory standards and SOPs.

The role involves preparing reports, coordinating with compliance and business teams, and supporting onboarding and regular reviews. A 1–2 year AML/KYC background and good communication are preferred.

Qualifications

• 1–2 years in AML/KYC for Retail or Corporate Banking.
• Understanding of AML/KYC regulations and guidelines.
• Ability to interpret regulatory guidance and assess risk.
• Excellent communication and analytical writing skills.

Responsibilities

• Verify client data and perform KYC checks for new and existing clients.
• Conduct due diligence and risk assessment on clients to be adopted or reviewed.
• Verify KYC documentation and ensure adherence to SOPs and SLAs.
• Prepare timely reports/MIS for stakeholders and management.
• Collaborate with Business/Compliance and sign off on client adoptions.
• Liaise with onshore stakeholders and manage multiple cases with priority.
• Support process improvements and AI-supported productivity enhancements.

Education

Bachelor's degree

Tools

AI tools

Job description

Job Description: Job Title: Know Your Client (KYC) Analyst, NCT

Location: Pune, India

Role Description

In accordance with Anti-Money Laundering Requirements, Banks are obliged to perform Know-your-client (KYC) reviews on all new and existing clients. These checks and reviews are made in strict accordance with regulatory standards and jurisdictions and the bank's internal policies.. The KYC Analyst assists the bank's clients, managing all KYC and account opening requirements with appropriate governance and controls. They operate in an environment of strict adherence to Standard Operating procedures ('SOPs) and Operation Level Agreements (OLAs) to achieve accurate and timely account opening of retail clients. The project involves verification of the Client data, performing due diligence checks on the Clients, reviewing KYC documentation, performing the risk assessment of the Client, liaising with the Business/Compliance, advising on KYC requirements and signing off on new client adoptions.

What we’ll offer you

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Responsible for verification of Client data
• Perform due diligence of new and existing Retail clients
• Verifying KYC documentation of the Clients to be adopted/reviewed
• Perform the risk assessment of the Client to be adopted/reviewed
• Signing off on new client adoptions and Regular reviews
• Manage New Client Adoption or Regular Review stream, to ensure that all requests are approved in accordance with regulatory requirements and the bank’s internal policies
• Manage exception ensuring that all SLA's defined with the Business on timeliness and quality are adhered
• Preparing timely reports and MIS for various stakeholders

Your skills and experience

• Preferred 1 to 2 years of work experience in AML/KYC for Retail Clients/compliance within corporate financial services industry, Research/Analytics role in other Banks / KPOs.
• Understanding of Control, Compliance, Investigation/chasing functions in banks
• Familiar with AML/KYC regulations and industry guidelines
• Ability to interpret regulatory guidelines and assessing risk scores and entity types
• Ability to interpreting alerts
• Ability to identifying trends and inconsistencies
• Understanding of end to end KYC process
• Communication and Reasoning skills
• Good German Language Skills Written & Verbal - B2.2 equivalent or above is preferable
• Good reading, comprehension, and critical reasoning skills
• Good analytical writing skills
• Good communication skills to communicate at all levels - onshore & stakeholders
• Soft Skills Ability to work independently and take ownership
• Flexibility while handling multiple cases of varying priorities
• Willingness to work in shifts
• Graduates with good academic records Exposure to draft procedures based on policies formulated by the Bank's AML Compliance departments.
• Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.html

We at DWS are committed to creating a diverse and inclusive workplace, one that embraces dialogue and diverse views, and treats everyone fairly to drive a high-performance culture.

The value we create for our clients and investors is based on our ability to bring together various perspectives from all over the world and from different backgrounds. It is our experience that teams perform better and deliver improved outcomes when they are able to incorporate a wide range of perspectives.

We call this #ConnectingTheDots. For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division.

Together we can make a great impact for our clients at home and abroad, securing our lasting success and financial security.

More information at: Deutsche Bank Careers (db.com)