Junior Officer - Kolhapur & Karnataka

Saraswat Co; Ichalkaranji, Sangli District; On-site; INR 280,000 - 420,000; Full time

Job summary

Saraswat Co in India is seeking a Junior Officer (Marketing & Operations) to support branch banking operations and drive product sales. You will canvass customers, promote services, and help meet marketing targets across various products.

The role involves clerical duties, cash handling, and customer service in a branch setting, with opportunities to contribute to campaigns and digital banking activities.

Qualifications

• Clerical duties, banking operations and marketing targets.

Responsibilities

• Source leads and develop prospects to sell banking services and third-party products as per targets.
• Attend to branch customers for account opening and guide them through systems and processes.
• Process and record transactions, cash handling, and related branch operations.

Skills

Lead generation

Sales

Customer service

Job description

Position:- Junior Officer (Marketing & Operations)

Profile:- Junior Officers are required to perform all duties which are of a clerical nature. They are required to canvass and sell the products of the Bank along with their counter duties. They are required to achieve the marketing targets assigned to them.

Role:- Performs the role of Maker for transactions pertaining to Account Opening/ Clearing/ Cash/ Term Deposits/ Demat/ Lockers/ Loans/ Digital Banking/ Marketing of products.

Responsibilities

Marketing

• To source leads and develop prospects and new clients to sell banking services and third-party products as per assigned marketing targets.
• To contribute with the team in any campaign, drive or project of the Bank for achievement of business goals.

Operations

• To attend to the customers at the branch for account opening and guide them through the systems and processes.
• To facilitate branch banking transactions of customers through physical interaction as well as digital intervention.
• To enter transactions in the software of the Bank for branch banking and allied functions.
• To maintain various books of accounts and registers such as limit register, hypothecation register (loan related), send notices and reminders for recovery of overdue, extraction of interest certificates, etc.
• To work as Cashier, carry out duties incidental to maintenance of books of accounts, registers, e.g. torn and soiled notes register, key exchange register, etc.
• To carry out the routine procedures in case of inward and outward clearing including acceptance of local cheques deposited for collection, affixing the necessary stamps, entering the particulars in the registers, to prepare patties, schedules etc. and ensure that every cheque received for collection goes to the next available clearing, tallying the outward and inward clearing, recording dispatch, lodgement as may be instructed by Branch Manager / Officer-in-charge of cheques returned unpaid.
• To perform any specific role related to front office, recovery, etc. as per the business requirements.
• Any other work, as assigned by superiors and falling within the ambit of grade.

Location:- Kolhapur, Sangli, Satara, Ichalkaranji, Belgaon, Dharwad, Hubli, Tilakwadi