Investment Manager (Private Credit Fund)

Talent Corner Hr Services; Mumbai; On-site; INR 4,000,000 - 8,000,000; Full time

Job summary

Amplio, Mumbai-based investment firm, seeks a senior credit and investment professional to lead origination, evaluation, structuring, and due diligence for private credit, structured finance, and working capital financing.

You will coordinate with legal and risk teams to build robust investment memoranda, manage portfolio health, monitor covenants, and support fundraising with detailed financial and risk analysis.

Qualifications

• 612 years of relevant experience in: Private Credit, Corporate Lending, Structured Finance, Wholesale Banking, Credit Risk, Debt Capital Markets, NBFC Lending, Investment Banking (Debt Advisory), Alternative Investment Funds (AIFs).
• CA / MBA (Finance) from a reputed institution

Responsibilities

• Investment Origination: Source high-quality lending opportunities and build relationships with founders, CFOs, treasury teams, family offices, and institutional participants.
• Credit Evaluation & Underwriting: Lead end-to-end evaluation of opportunities, analyze financials, cash flows, and collateral; prepare IC memos.
• Transaction Structuring: Design financing solutions across Private Credit, Invoice Discounting, Supply Chain Finance, and Structured Debt; determine pricing, covenants, and security structures.
• Due Diligence & Execution: Coordinate diligence with external advisors, drive term sheet to documentation and post-closing compliance.
• Portfolio Management: Monitor borrower performance, covenant compliance, and portfolio health; prepare periodic reviews.
• Market Intelligence: Monitor credit market trends, RBI/SEBI regulations, and sector developments to strengthen investment strategy.

Skills

Advanced Financial Statement Analysis

Credit Underwriting

Financial Modelling

Cash Flow Analysis

Credit Risk Assessment

Working Capital Analysis

Loan Structuring

Security Evaluation

Investment Memorandum Preparation

Due Diligence

Portfolio Monitoring

Excel & PowerPoint

Education

CA / MBA (Finance)

Job description

Role & responsibilities

• Investment Origination: - Source high-quality lending opportunities through corporates, promoters, NBFCs, banks, financial institutions, intermediaries, and strategic partners. - Build and nurture long-term relationships with founders, CFOs, treasury teams, family offices, and institutional participants. - Develop sector-specific deal pipelines aligned with the fund's investment strategy. - Evaluate proprietary opportunities across working capital finance, structured debt, invoice financing, and asset-backed lending.

• Credit Evaluation & Underwriting: Lead end-to-end evaluation of investment opportunities by: - Analysing financial statements and management information systems (MIS) - Assessing cash flows and debt servicing capacity - Evaluating working capital cycles and liquidity profiles - Reviewing promoter strength, governance, and management quality - Conducting industry, market, and competitive analysis - Assessing collateral coverage and security enforceability - Performing downside risk and sensitivity analysis - Identifying key credit risks and mitigation strategies Prepare comprehensive Investment Committee (IC) memorandums with clear investment recommendations.

• Transaction Structuring: Design and negotiate financing solutions across: - Private Credit - Invoice Discounting - Supply Chain Finance - Structured Debt - Asset-Backed Lending - Working Capital Financing - Special Situation Opportunities Determine appropriate: - Pricing - Security structure - Covenants - Guarantees - Repayment mechanisms - Monitoring framework - Exit strategy Collaborate with legal advisors to ensure robust transaction documentation and enforceable security structures.

• Due Diligence & Execution: - Coordinate financial, legal, operational, and commercial due diligence. - Engage with external advisors, auditors, valuers, and legal counsel. - Review diligence findings and identify key transaction risks. - Drive execution from term sheet to documentation, approvals, disbursement, and post-closing compliance. - Ensure adherence to internal investment policies, regulatory guidelines, and governance standards.

• Portfolio Management: Manage and monitor an active portfolio by: - Tracking borrower performance and financial health - Monitoring covenant compliance - Reviewing periodic financial reporting - Identifying early warning signals and emerging risks - Recommending portfolio actions where required - Supporting recovery and restructuring initiatives, if necessary - Preparing periodic portfolio review reports for senior management and investors Investment
• Committee & Stakeholder Management: - Present investment proposals before the
• Investment Committee. - Provide data-driven recommendations supported by detailed financial and risk analysis. - Engage with senior leadership, external partners, and investors on transaction updates and portfolio performance. - Support fundraising and investor due diligence through portfolio insights and investment reporting.

• Market Intelligence: Continuously monitor: - Credit market trends - Interest rate movements - RBI and SEBI regulations - Alternative Investment Fund (AIF) ecosystem - Private credit transactions - Sector developments - Competitive financing structures Generate actionable insights to strengthen Amplio's investment strategy.

Location: Mumbai

Profile requirement

Experience: - 612 years of relevant experience in: - Private Credit - Corporate Lending - Structured Finance - Wholesale Banking - Credit Risk - Debt Capital Markets - NBFC Lending - Investment Banking (Debt Advisory) - Alternative Investment Funds (AIFs)

Qualifications

- CA / MBA (Finance) from a reputed institution

Technical Skills

• Advanced Financial Statement Analysis
• Credit Underwriting
• Financial Modelling
• Cash Flow Analysis
• Credit Risk Assessment
• Working Capital Analysis
• Loan Structuring
• Security Evaluation
• Investment Memorandum Preparation
• Due Diligence
• Portfolio Monitoring
• Advanced Microsoft Excel & PowerPoint

What were looking for

• Strong commercial judgment with a lender's mindset
• Exceptional analytical and problem-solving skills
• High standards of integrity and professionalism
• Ability to independently manage complex transactions
• Strong communication and stakeholder management skills
• Excellent negotiation and execution capabilities
• Entrepreneurial mindset with the ability to thrive in a fast-paced environment