Gold Loan Relationship Manager

DCB Bank; Delhi; On-site; INR 300,000 - 420,000; Full time

Job summary

DCB Bank in Delhi seeks a field-focused professional to manage and grow the Gold Loan portfolio. You will drive business acquisition, ensure steady disbursements, and contribute to portfolio expansion through cross-sales, referrals, and local market activities.

The role emphasizes 100% field sales with no operations duties, requiring proactive customer engagement and disciplined portfolio management to maintain healthy asset quality.

Qualifications

• Minimum 1 year of experience in Gold Loan industry.

Responsibilities

• Managing and growing the Gold Loan portfolio by driving business acquisition, customer retention, and portfolio expansion.
• Driving Gold loan disbursements, monthly business targets, and overall portfolio growth across Cross sales.
• Monitoring portfolio quality, overdue accounts, loan renewals, and timely repayment to maintain healthy asset quality.
• Acquiring new customers through field visits, market activities, customer referrals, and local business development.

Job description

Role & responsibilities

• Managing and growing the Gold Loan portfolio by driving business acquisition, customer retention, and portfolio expansion.
• Driving Gold loan disbursements, monthly business targets, and overall portfolio growth across Cross sales.
• Monitoring portfolio quality, overdue accounts, loan renewals, and timely repayment to maintain healthy asset quality.
• Acquiring new customers through field visits, market activities, customer referrals, and local business development.

Preferred candidate profile

• Minimum 1 year of experience in Gold Loan industry.

Please Note:

There will be 100% field sales involved and no operations part.