Gold Loan Manager

Peoples Cooperative Society; NTR; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Peoples Cooperative Society Ltd. in India seeks an experienced Gold Loan Manager to lead gold loan operations, drive sales growth, and oversee a team of loan officers and sales executives. The role emphasizes customer service, policy compliance, and strong field presence to expand the gold loan portfolio.

Responsibilities include achieving targets, managing documentation and KYC, and coordinating with operations and credit teams to ensure smooth processing and reporting.

Qualifications

• 25 years of experience in gold loan sales or management.
• Graduate; candidates with relevant financial-sector experience preferred.

Responsibilities

• Drive gold loan business growth by achieving monthly sales and disbursement targets.
• Manage and develop a team of Gold Loan Officers and Sales Executives.
• Identify new business opportunities and acquire customers through field visits and local market activities.
• Build and maintain strong relationships with existing and prospective customers.
• Ensure proper gold valuation, documentation, KYC verification, and loan processing as per company policies.
• Monitor loan disbursements, renewals, repayments, and overdue accounts.
• Coordinate with branch operations and the credit team for smooth loan processing.
• Ensure the safety and security of pledged gold and compliance with internal procedures.
• Prepare daily, weekly, and monthly sales and business performance reports.
• Monitor team performance and provide guidance to achieve business objectives.

Skills

Team management

Customer acquisition

Sales planning

Negotiation

Communication

Education

Any Graduate

Job description

Job Summary

We are looking for an experienced and result-oriented Gold Loan Manager to manage gold loan business operations, drive sales growth, lead the team, and ensure excellent customer service while complying with company policies and procedures.

Key Responsibilities

• Drive gold loan business growth by achieving monthly sales and disbursement targets.
• Manage and develop a team of Gold Loan Officers and Sales Executives.
• Identify new business opportunities and acquire customers through field visits and local market activities.
• Build and maintain strong relationships with existing and prospective customers.
• Ensure proper gold valuation, documentation, KYC verification, and loan processing as per company policies.
• Monitor loan disbursements, renewals, repayments, and overdue accounts.
• Coordinate with branch operations and the credit team for smooth loan processing.
• Ensure the safety and security of pledged gold and compliance with internal procedures.
• Prepare daily, weekly, and monthly sales and business performance reports.
• Monitor team performance and provide guidance to achieve business objectives.

Eligibility Criteria

• Experience: 25 years of experience in gold loan sales or management, preferably in an NBFC, bank, or financial institution.
• Education: Any Graduate; candidates with relevant financial-sector experience preferred.
• Skills: Team management, customer acquisition, sales planning, negotiation, and communication.
• Knowledge of gold loan products, valuation procedures, KYC documentation, and loan processing is preferred.

Salary

As per company norms and candidate experience.

Contact: 9705709977
Peoples Cooperative Society Ltd.