Fresh Graduates - KYC Operations Analyst 1

Citi; Mumbai; On-site; INR 300,000 - 540,000; Full time

Job summary

Citi is seeking an entry-level KYC Operations Analyst 1 in Mumbai to support AML monitoring, governance, oversight, and regulatory reporting. The role focuses on developing and managing Citi's internal KYC program with coordination from the Compliance and Control team.

Responsibilities include creating KYC Records, updating data with RM and Compliance, validating information, and ensuring adherence to BSU standards. Fresh graduates are welcome to apply.

Qualifications

• Bachelor's degree or equivalent experience.
• ACAMS certification is an advantage.

Responsibilities

• Create the KYC Record in the KYC system sourcing information from internal and external sources by the agreed deadline.
• Proactively interact with relationship management teams and compliance to update the system with information until final approval of the KYC Record.
• Review information from internal and external sources for company news (Firm websites, Regulatory websites, Company website, Dun & Bradstreet, Google).
• Validate information within the KYC Record and CIP documents for completeness (Ownership, Management, etc.).
• Complete KYC Record incorporating local regulatory requirements and BSU standards.
• Take responsibility for KYC Record from initiation to approval.
• Maintain BSU tool current and demonstrate work carried out.
• Report workflow progress to supervisor.

Skills

AI concepts basics

Communication skills

Negotiation

Attention to detail

Time management

Team player

Relationship building

Research skills

Under pressure

Adaptability

Education

Bachelor's degree

ACAMS certification

Job description

The KYC Operations Analyst 1 is an entry-level position responsible for participating in Anti-Money Laundering (AML) monitoring, governance, oversight and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to assist in the development and management of a dedicated internal KYC (Know Your Client) program at Citi.

Key Responsibilities

• Create the KYC Record in the KYC system sourcing information from internal and external sources by the agreed deadline
• Proactively interact with relationship management teams and compliance to update system with information until final approval of KYC Record
• Review information from internal and external sources for company news (Firm website, Regulatory websites, Company website, Dun & Bradstreet, Google etc.)
• Validate the information within the KYC Record and CIP document to ensure completeness and accurate (Company/Entity Formation documents, Ownership, Management, etc.)
• Complete KYC Record incorporating local regulatory requirements / Global BSU Standards and policies
• Take responsibility for KYC Record and associated documentation completion from initiation to approval
• Maintain BSU tool current and be able to demonstrate work carried out
• Report workflow progress to supervisor
• Ensure KYC workflow tool is kept up to date, ensuring all mandatory fields, status and commentary reflect an accurate representation of the status at all times
• Meet agreed daily targets for KYC Record review and completion within agreed Service Level Agreement timeframes
• Update workflow database regularly throughout the day
• Highlight any discrepancies to Senior Case Managers, Control Team and Section Managers
• Escalate any negative news and high-risk cases to RM/PAM/AML Compliance department
• Assist in departmental projects as required

Communication / Reporting

• Manage upward communication – Huddle updates, escalations, issues/ concerns etc.
• Track and report time log (CMs and Case Researcher) daily
• Monitor operational metrics required for management level reporting

Skills

• Demonstrated understanding of core AI concepts, including machine learning, and generative AI, and their potential impact on the business.
• The ability to identify and articulate opportunities for leveraging AI technologies to solve business problems and improve processes.
• Strong Negotiations skills
• Excellent written and verbal communication skills.
• Customer Services orientated
• Ability to develop strong professional relationships
• Strong research skills
• Accuracy and strong attention to detail
• Ability to work well under pressure and tight time frames
• Pro‑active, flexible, have good organizational skills and must be team player.
• Ability to work in a dynamic environment

Knowledge/Experience

• 1 – 3 years’ experience in banking, finance, or law
• Experience in control/risk or Compliance (AML/KYC) function (an advantage)
• Knowledge of European Union regulatory KYC/AML requirements
• Flexible enough to work as per Business timings.
• Previous relevant experience preferred
• Fresh graduates are welcome to apply

Education

• Bachelor's degree/University degree or equivalent experience
• ACAMS certified (an advantage)

Job Family Group

Operations - Services

Job Family

Business KYC

Time Type

Full time

Most Relevant Skills

• Business Acumen
• Credible Challenge
• Laws and Regulations
• Management Reporting
• Policy and Procedure
• Program Management
• Referral and Escalation
• Risk Controls and Monitors
• Risk Identification and AssessmentRisk Remediation

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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