Fraud/Chargeback/Dispute Analyst - US Banking Process

Shashwath Solution; Pune District; On-site; INR 300,000 - 450,000; Full time

Job summary

Shashwath Solution is seeking a Fraud Analyst in Pune to detect and prevent banking fraud, analyze patterns, and file SARs in compliance with regulations. The role emphasizes investigation of suspicious activity, collaboration with internal teams and external partners, and timely dispute resolution.

The ideal candidate will have experience in fraud detection, AML/KYC awareness, and strong analytical reasoning, with excellent communication skills to navigate fast-paced banking operations.

Qualifications

• Minimum 6 months of fraud detection or financial dispute handling experience.
• Knowledge of AML, fraud types, and chargebacks.
• Strong analytical and problem-solving skills with attention to detail.
• Ability to work independently in a fast-paced environment.
• Excellent communication and negotiation abilities.
• Familiarity with financial regulations related to fraud prevention.

Responsibilities

• Investigate suspected fraudulent activity using a variety of tools and investigative techniques.
• Analyze transaction data, account activity, and trends to identify suspicious patterns that could indicate fraud.
• Collaborate with internal departments, law enforcement agencies, and external partners to prevent and resolve fraud-related issues.
• Develop and implement effective fraud prevention strategies and procedures to minimize risk exposure.
• Ensure adherence to financial regulations and industry standards related to fraud detection, prevention, and dispute handling.
• Review and manage chargebacks, disputes, and fraud claims to ensure timely resolution and mitigate financial losses.
• Prepare and file Suspicious Activity Reports (SARs) as per regulatory requirements.

Skills

fraud detection

transaction monitoring

AML

KYC

CDD

EDD

risk management

financial analysis

fraud prevention

money laundering

process analysis

regulatory compliance

Job description

Position Overview: We are looking for a highly skilled and detail-oriented Fraud Analyst to join our client's team in the banking industry. In this role, you will be responsible for identifying and preventing fraudulent activity within the banks operations and systems. You will play a crucial part in ensuring the safety and integrity of financial transactions, while complying with industry regulations.

Key Responsibilities

• Investigate suspected fraudulent activity using a variety of tools and investigative techniques.
• Analyze transaction data, account activity, and trends to identify suspicious patterns that could indicate fraud.
• Collaborate with internal departments, law enforcement agencies, and external partners to prevent and resolve fraud-related issues.
• Develop and implement effective fraud prevention strategies and procedures to minimize risk exposure.
• Ensure adherence to financial regulations and industry standards related to fraud detection, prevention, and dispute handling.
• Review and manage chargebacks, disputes, and fraud claims to ensure timely resolution and mitigate financial losses.
• Prepare and file Suspicious Activity Reports (SARs) as per regulatory requirements.

Requirements

• Minimum 6 months of experience in fraud detection, investigation, or financial dispute handling, with a strong understanding of transaction monitoring and fraud prevention.
• Knowledge of Anti-Money Laundering (AML), account takeover, card fraud, check fraud, and chargebacks.
• Strong analytical and problem-solving skills with an attention to detail.
• Ability to work independently and as part of a team in a fast-paced environment.
• Excellent communication, interpersonal, and negotiation skills.
• Familiarity with financial regulations and industry standards related to fraud prevention and detection.

Mandatory Key Skills

• claims
• anti money laundering
• banking process
• financial transactions
• kyc
• aml
• cdd
• edd
• finance
• due diligence
• risk compliance
• risk management
• financial analysis
• transaction monitoring*
• fraud prevention*
• fraud detection*
• money laundering*
• process analysis*