Financial Spreading (Associate/Sr. Associate/Delivery Lead )

Acuity Analytics; Gurugram District; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Acuity Analytics is seeking an Associate/Sr.Associate/Delivery Lead for their Financial Spreading team in Gurgaon. This role requires analyzing financial statements and managing client deliverables effectively.

The ideal candidate will hold an MBA (Finance) or equivalent and have 3-8 years of relevant experience, especially in financial spreading and excellent communication skills. Proficiency in Advanced MS Excel is essential.

Qualifications

• 3-8 years of experience in financial spreading.
• Strong analytical and organizational skills.
• Knowledge of banking processes related to commercial lending.

Responsibilities

• Analyze and spread financial statements.
• Calculate Adjusted Net Worth and Recurring Cash Flows.
• Conduct quality checks of client deliverables.

Skills

Financial analysis

Client management

Advanced MS Excel

Communication skills

Education

MBA (Finance) / CA (CPA equivalent) / CFA

Tools

Moodys Risk Analyst (MRA)

Job description

Financial Spreading (Associate/Sr.Associate/ Delivery Lead)

Job Location - Gurgaon (Work from office)

Job Purpose

We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team.

Key Responsibilities

• Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates
• Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
• Going through the supplementary schedules, notes and MD&A for the detailed breakups and adjustments
• Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
• Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics
• Screening the credit agreements and analyzing the financial covenants applicable to the borrower
• Monitor Covenant compliance and reporting.
• Conduct detailed quality checks of client deliverables
• The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.

Key Competencies

• MBA (Finance) / CA (CPA equivalent) / CFA
• Experience of 3-8years in spreading
• Proven track record of process handling and client management
• Proficient in Advanced MS Excel
• Prior experience of working on Moodys Risk Analyst (MRA) is preferred
• Excellent written and spoken communication skills