Financial Planning & Analysis Team Role – Retail Assets Kairos Consulting

The Corporate Institute; Mumbai; On-site; INR 900,000 - 1,400,000; Full time

Job summary

The Corporate Institute in Mumbai seeks a Finance professional to join the Retail Assets FP&A Team. You will work as a bridge between Retail Lending and Core F&A, shaping strategic planning and financial support for assets.

The role involves budgeting, forecasting, MIS, and cost analyses, with exposure to RBI inspections and financial governance in a dynamic BFSI setting.

Qualifications

• CA / CFA / MBA (Finance) from a recognized institute.
• Strong communication, presentation and analytical skills.
• Relevant experience in BFSI space.

Responsibilities

• Strategic planning (long-range and short-range plans).
• Annual budgets, mid-term course correction planning, monthly/quarterly forecasting.
• Monthly MIS, revenue analysis (NII and fees), cost analysis and allocations.
• Automation projects (budget automation, MIS automation, dashboards).
• Benchmark against peers for business improvement and decisions.
• Evaluating new business proposals/projects.
• Assisting RBI inspections and Internal Audit requirements.

Skills

Budgeting

Forecasting

MIS

Data analysis

Accounting knowledge

Taxation

Regulatory norms

Education

CA / CFA / MBA (Finance)

Tools

Excel

ERP systems

Job description

RETAIL ASSETS FP&A TEAM

Business: Corporate Center

Department: Finance & Accounts

Sub-Department: Retail Assets FP&A Team

Location: CO – Mumbai

About Bharat Banking Finance Team:

The Retail Assets finance team would act as an intermediary between the Retail Assets business team and the Core Finance & Accounts team. The core responsibility of this team is to understand the Retail Lending business, their requirements and assist them in strategic planning. The team is expected have a continuous interaction with senior management in the business teams as well as Finance & Accounts team and design solutions that are acceptable to both sides.

About the Role and Key responsibilities:

• Strategic planning (long-range and short-range plans)
• Annual budgets, mid-term course correction planning, monthly/quarterly forecasting
• Monthly MIS (performance analysis), revenue analysis (Net Interest Income and Fees), cost analysis (its monitoring, cost saving strategies and setting appropriate allocation drivers)
• Automation projects (budget automation, MIS automation, reporting dashboards etc.)
• Benchmark against peer performance for business improvement and strategic decisions
• Evaluating new business proposals/projects
• Assisting in RBI inspections and Internal Audit requirements

Functional competencies:

Competency | Beginner | Intermediate | Advance | Expert

• Accounting Knowledge | IGAAP | INDAS | YES
• Data Analysis & Budgeting | YES
• Business accounting | YES
• Finance related Business knowledge | YES
• Taxation | YES
• Systems Management | YES
• Regulatory and prudential norms | YES

Qualifications:

Optimal qualification for success on the job is:

• CA / CFA / MBA (Finance) from a recognized institute
• Strong communication, presentation and analytical skills
• Relevant experience in BFSI space