Financial Engineer

PassFort; Bengaluru; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Moody's is seeking a dedicated analyst to join the Asset Management – Structured Finance team in Bengaluru. You will develop, maintain, and enhance compliance test models for global CLO and private credit transactions, applying AI-driven approaches to improve efficiency and quality.

You will collaborate with cross-functional teams across business, engineering, and technology, interpret complex deal documentation, and support modeling automation and process improvements.

Qualifications

• Bachelor's or Master’s degree in a quantitative field.
• 2–5 years in structured finance.
• Ability to model compliance for CLOs and private credit.
• Experience with AI-enhanced modeling.

Responsibilities

• Develop and maintain compliance models for CLOs and private credit.
• Analyze complex deal documents for modeling.
• Apply AI to improve efficiency and quality.
• Support automation and process improvements.
• Collaborate with global teams.

Skills

Structured Finance

CLO/Private Credit

Analytical Skills

Python/C/C++/Java

Advanced Excel

Cross-Functional

AI in Modeling

Education

Finance or Math degree

Tools

Python

C/C++

C#

Java

Job description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills And Competencies

• 2-5 years of experience in structured finance, with hands-on experience in securitization (CLO and private credit preferred)
• Proven quantitative and analytical skills, with the ability to interpret complex legal and financial documentation
• Proficiency in programming or scripting languages such as Python, C/C++, C#, or Java to support modeling and automation
• Advanced Excel skills, with a high level of accuracy and attention to detail
• Ability to collaborate effectively with global, cross-functional teams across business, engineering, and technology
• Demonstrated curiosity and openness to leveraging AI to improve efficiency and model quality

Education

• Bachelor’s or Master’s degree in Finance, Financial Engineering, Economics, Mathematics, Statistics, or a related quantitative discipline

Responsibilities

• Develop, maintain, and enhance compliance test models for global CLO and private credit transactions using proprietary platforms
• Analyze and interpret complex legal and deal documentation to accurately model compliance requirements
• Apply AI-driven approaches to improve modeling efficiency, scalability, and quality
• Contribute to quality, productivity, and process-improvement initiatives across the modeling function
• Participate in modeling automation, quality control (QC), and tool development or enhancement projects
• Partner closely with business teams to address client challenges, support new feature development, and analyze emerging securitization products

About The Team

The Asset Management – Structured Finance team focuses on delivering high quality compliance modeling solutions across global securitization markets. By joining us, you will be part of the Manager Module Modeling team that plays a critical role in supporting clients by building robust, scalable models and continuously improving processes through innovation, collaboration, and technology.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.