Financial Analyst

Quest Oracle Community; Gurugram District; On-site; INR 1,200,000 - 1,800,000; Full time

Benefits offered by this job

Competitive base salary

Performance bonus

Medical insurance

Paid time off

Job summary

American Express in India seeks a Regulatory Reporting professional to prepare filings, ensure Fed compliance, and support process automation. You will collaborate with GCO, regulators, and global reporting leaders to strengthen controls and accuracy.

You will engage in cross-functional activities, drive improvements, and help deliver timely, reliable regulatory information for the organization.

Qualifications

• US GAAP knowledge and experience.
• Regulatory/external reporting experience preferred.
• Experience with liquidity/regulatory reporting a plus.
• At least 3+ years in Accounting/Reporting; CPA preferred.

Responsibilities

• Prepare regulatory filings and supporting documentation.
• Ensure report compliance with Fed and internal policies.
• Support projects to automate and simplify reporting.
• Respond to inquiries from Federal Reserve, GCO and regulators.
• Implement analytical and reporting processes within control framework.
• Coordinate with SMEs and Global Reporting leaders.
• Demonstrate thought leadership and balance work/life priorities.

Skills

US GAAP

Regulatory reporting

Financial analysis

Attention to detail

Education

Chartered Accountant/CPA

3+ years accounting experience

Tools

Oracle

Essbase

Job description

Job Description

The Regulatory Reporting team delivers Bank Holding Company regulatory reports in accordance with Federal Reserve requirements for American Express Company and its subsidiaries. We perform independent processes to prepare, review and analyze financial information with a key focus on control and compliance and addressing new Federal Reserve requirements, including new reports. We work extensively with our own market financial controllers, subject matter experts, General Counsel's Office, technology partners, and external regulators. The team is committed to talent development, work / life balance, and timely recognition of team members. This role may be subject to additional background verification checks.

Responsibilities

• Preparing the regulatory filing and supporting documentation/schedules.
• Ensuring report compliance with Federal Reserve and other regulatory reporting requirements, the Company's internal review procedures and all other applicable policies and procedures.
• Supporting projects to transform the preparation of regulatory reports, including automation and simplificatons.
• Supporting the Managers and Director in responding to inquiries of (i) Federal Reserve; (ii) GCO; and (iii) other regulatory related inquiries.
• Supporting the Managers and Director in implementation of analytical and reporting processes, procedures and systems using the Company's control framework.
• Coordinating with various Subject Matter Experts and Global Reporting leaders.
• Displaying thought leadership and supporting work/life balance initiatives.

Shift timings- 11AM to 7:30PM

Qualifications

These quarterly/monthly filings report certain financial and non-financial information in accordance with the applicable Federal Reserve and other authoritative guidance at both the Consolidated American Express Co. and at the subsidiary legal entity levels. Visit http://www.federalreserve.gov/reportforms/default.com for more information on these filings.

Critical Factors to Success

• Should have problem solving, planning and analytical skills to facilitate and focus on continuous improvement and innovation. Project management skills and experience will be distinct advantage.
• Should have strong results orientation, project management, collaboration and co-ordination abilities. Should be self-driven, self-motivated and have eye for detail.
• Put enterprise thinking first, connect the role's agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders.
• Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offerings
• Demonstrate learning agility, make decisions quickly and with the highest level of integrity
• Lead with a digital mindset and deliver the world's best customer experiences every day

Past Experience

• US GAAP knowledge & experience
• Regulatory/ external reporting experience is preferable
• Exposure Liquidity reporting, NSFR or LCR will be a plus

Academic Background

At least 3+ years' experience in Accounting/Reporting

-Chartered Accountant/CPA preferred

-Prior experience with U.S. regulatory/SEC reporting or public accounting a plus.

Functional Skills/Capabilities:

• Must have good communication and interpersonal skills and be able to interact independently with senior business partners / customers etc.
• Reporting and analysis experience will be an advantage. Familiarity with US GAAP and financial accounting experience is preferred.
• Self-driven, team player, have analytical skills and inclination for process improvement.
• For an internal candidate, knowledge of company policies, businesses, finance processes and systems is desirable
• Understanding of financial domain and AXP systems

Technical Skills

• Able to understand and enhance the control environment around the filings.

• Strong analytical and problem solving skills. Quick learner.

The incumbent should be tenured for a minimum of 18 months at Band 30 as on the date of application deadline.

Knowledge of Platforms

• Oracle, Essbase, RRD architecture

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.