Executive - FCU

Credit Saison India; Hyderabad; On-site; INR 600,000 - 900,000; Full time

Job summary

Credit Saison India seeks an Executive - FCU to join the risk management team in Hyderabad. The role focuses on detecting and mitigating financial crimes, ensuring regulatory compliance, and safeguarding assets through rigorous verification and investigations.

You will monitor transactions, conduct due diligence, and collaborate with compliance and legal teams to implement robust fraud-control measures. Strong analytical skills and AML/KYC knowledge are essential.

Qualifications

• Bachelor's degree in Finance, Accounting, Criminology, or a related field.
• 1–3 years in fraud control, risk management, financial crime investigation, or compliance in banking/fintech.
• Strong analytical and investigative skills with attention to detail and pattern recognition.

Responsibilities

• Monitor transactions and customer profiles to identify suspicious patterns and fraud indicators.
• Conduct background verifications and due diligence on high-risk profiles or entities.
• Investigate suspected fraud cases and prepare investigation reports for management and regulators.
• Collaborate with compliance, legal, and operations to strengthen fraud controls.
• Stay updated on financial crime trends and regulatory requirements to improve detection mechanisms.
• Maintain databases and documentation of verified cases and alerts.

Skills

Analytical skills

Investigative skills

Pattern recognition

Education

Bachelor's degree in Finance/Accounting/Criminology/Business Admin

Tools

MS Excel

Fraud detection software

Data analysis tools

Job description

Job Description:

Job Summary

We are seeking a highly diligent and detail-oriented Executive - FCU (Financial Crime Unit / Fraud Control Unit) to join our risk management team. In this role, you will be responsible for detecting, preventing, and mitigating fraudulent activities and financial crimes. You will play a critical role in safeguarding the company’s financial integrity, ensuring regulatory compliance, and protecting our assets through meticulous verification, risk assessment, and investigation processes.

Job Responsibilities

• Monitor daily transactions, customer profiles, and applications to identify suspicious patterns, discrepancies, and potential fraud indicators.
• Conduct thorough background verifications, document checks, and due diligence on high-risk profiles or flagged entities.
• Investigate suspected fraud cases, gather supporting evidence, and prepare comprehensive investigation reports for management and regulatory authorities.
• Collaborate with internal teams, such as compliance, legal, and operations, to implement robust fraud control measures and mitigate identified risks.
• Stay updated on the latest financial crime trends, fraud typologies, and regulatory requirements to continuously improve existing detection mechanisms.
• Maintain accurate databases and documentation of all verified cases, investigations, and cleared alerts.

Job Qualifications

• Education: Bachelor’s degree in Finance, Accounting, Criminology, Business Administration, or a related field.
• Experience: Minimum of 1–3 years of experience in fraud control, risk management, financial crime investigation, or compliance within the banking, financial services, or fintech sectors.
• Skills: Strong analytical and investigative skills with a keen eye for detail and pattern recognition.
• Knowledge: Familiarity with AML (Anti-Money Laundering), KYC (Know Your Customer) guidelines, and standard fraud prevention techniques.
• Tools: Proficiency in data analysis tools, MS Excel, and specialized fraud detection software.
• Communication: Excellent written and verbal communication skills, with the ability to compile clear, objective investigative reports.

Any Graduates