Embedded Risk Team / Divisional Control Office, Director

F335 Deutsche India Private Limited, Bangalore Branch; Bengaluru; On-site; INR 4,000,000 - 7,500,000; Full time

Benefits offered by this job

Best in class leave policy

Gender neutral parental leaves

Childcare reimbursement

Certifications sponsorship

EAP

Hospitalization Insurance

Life Insurance

Health screenings

Job summary

Deutsche Bank AG in Bangalore seeks a Director to lead Embedded Risk for KYC Operations and BFCR, strengthening first‑line risk management and regulatory readiness.

You will oversee control design and remediation, partner with Audit, Compliance and Technology, and drive data‑led insights across global teams. The role demands 15+ years in financial‑crime risk and deep KYC/AML knowledge with proven leadership in complex international organisations.

Qualifications

• Bachelor’s or Master’s degree in Finance, Business, Risk Management, Information Systems, Computer Science or a related discipline.
• Typically 15+ years of relevant experience in financial‑crime risk, operational risk, controls, audit, compliance or banking operations, including substantial leadership responsibility in a complex international organisation.
• Deep knowledge of KYC/AML, sanctions, screening and financial‑crime risk management, together with a strong understanding of control design, testing, monitoring and remediation.
• Demonstrated experience leading audit and regulatory engagement, findings management and senior governance forums.
• Strong understanding of banking products, client lifecycle processes, supporting technologies and front‑to‑back operational dependencies.
• Proven ability to lead cross‑functional and geographically distributed teams, influence senior stakeholders and deliver through ambiguity and competing priorities.
• Executive communication, analytical judgement and delivery under time pressure.

Responsibilities

• Define and lead the embedded‑risk strategy for KYC Operations and BFCR, translating enterprise risk appetite and regulatory expectations into clear priorities and measurable outcomes.
• Lead governance forums and working groups focused on control transformation, risk acceptance, sustainable remediation and data or technology enablement.
• Promote consistent risk‑management practices across global and regional teams while recognising legitimate jurisdictional and business differences.
• Oversee the identification, assessment, documentation and escalation of material risks across end‑to‑end KYC and BFCR processes.
• Challenge whether risks are accurately articulated, supported by evidence and linked to clear ownership, risk responses, milestones and success criteria.
• Provide thematic analysis and read‑across across incidents, findings, control failures and change initiatives to identify systemic patterns.
• Partner with Group Audit, Compliance and relevant stakeholders to maintain readiness for internal audits, regulatory reviews and external assurance activity.
• Provide leadership across the full findings lifecycle, including issue articulation, root‑cause analysis, management action plans, target dates, closure documentation, validation support and lessons learned.
• Challenge remediation plans for clarity, completeness, feasibility, dependency management and sustainability before governance approval or closure submission.
• Ensure audit and regulatory commitments are tracked through effective governance, with emerging delivery risks escalated early and transparently.
• Promote responsible use of analytics, automation and AI‑supported tools where these strengthen risk identification, testing, monitoring and management information.
• Present risk insights, control‑effectiveness results, thematic trends and strategic recommendations to senior leadership in a concise and decision‑oriented manner.
• Build strong partnerships across Operations, BFCR, Front Office, Compliance, DCO, Audit, Technology, Data and Change teams.
• Create an environment that encourages proactive issue identification, constructive challenge, timely escalation and accountability for outcomes.
• Lead, coach and develop a high‑performing, globally connected embedded‑risk team with clear standards for judgement, execution and stakeholder service.

Skills

KYC/AML

Audit & regs

Stakeholder management

Data analytics

Risk governance

People leadership

Regulatory readiness

Change management

Education

Master’s degree in Finance/Business

Tools

AI tools

Job description

Embedded Risk Team / Divisional Control Office, Director

Location: Bangalore, India

Corporate Title: Director

Role Description: The Director – Embedded Risk will provide strategic leadership for the risk and control agenda across KYC Operations and BFCR. The role is accountable for strengthening first‑line risk management, supporting audit and regulatory readiness, overseeing control design and effectiveness, and driving sustainable remediation. The successful candidate will combine deep financial‑crime and operational‑risk expertise with strong governance, senior stakeholder engagement, data‑led insight and a practical understanding of banking operations and technology. Embed a consistent, forward‑looking risk and control framework across KYC Operations and BFCR, aligned to enterprise risk appetite, applicable policies and regulatory expectations. Provide independent, constructive challenge and trusted advice to senior leadership on financial‑crime, operational, technology and change‑related risks. Ensure that material risks, control weaknesses and emerging themes are identified early, assessed consistently, escalated appropriately and remediated sustainably. Build an effective risk culture in which ownership is clear, evidence is robust, decisions are transparent and lessons learned are converted into preventative action.

What we’ll offer you

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Define and lead the embedded‑risk strategy for KYC Operations and BFCR, translating enterprise risk appetite and regulatory expectations into clear priorities and measurable outcomes.
• Lead governance forums and working groups focused on control transformation, risk acceptance, sustainable remediation and data or technology enablement.
• Promote consistent risk‑management practices across global and regional teams while recognising legitimate jurisdictional and business differences.
• Oversee the identification, assessment, documentation and escalation of material risks across end‑to‑end KYC and BFCR processes.
• Challenge whether risks are accurately articulated, supported by evidence and linked to clear ownership, risk responses, milestones and success criteria.
• Provide thematic analysis and read‑across across incidents, findings, control failures and change initiatives to identify systemic patterns.
• Partner with Group Audit, Compliance and relevant stakeholders to maintain readiness for internal audits, regulatory reviews and external assurance activity.
• Provide leadership across the full findings lifecycle, including issue articulation, root‑cause analysis, management action plans, target dates, closure documentation, validation support and lessons learned.
• Challenge remediation plans for clarity, completeness, feasibility, dependency management and sustainability before governance approval or closure submission.
• Ensure audit and regulatory commitments are tracked through effective governance, with emerging delivery risks escalated early and transparently.
• Promote responsible use of analytics, automation and AI‑supported tools where these strengthen risk identification, testing, monitoring and management information.
• Present risk insights, control‑effectiveness results, thematic trends and strategic recommendations to senior leadership in a concise and decision‑oriented manner.
• Build strong partnerships across Operations, BFCR, Front Office, Compliance, DCO, Audit, Technology, Data and Change teams.
• Create an environment that encourages proactive issue identification, constructive challenge, timely escalation and accountability for outcomes.
• Lead, coach and develop a high‑performing, globally connected embedded‑risk team with clear standards for judgement, execution and stakeholder service.

Your skills and experience

• Bachelor’s or Master’s degree in Finance, Business, Risk Management, Information Systems, Computer Science or a related discipline.
• Typically 15+ years of relevant experience in financial‑crime risk, operational risk, controls, audit, compliance or banking operations, including substantial leadership responsibility in a complex international organisation.
• Deep knowledge of KYC/AML, sanctions, screening and financial‑crime risk management, together with a strong understanding of control design, testing, monitoring and remediation.
• Demonstrated experience leading audit and regulatory engagement, findings management and senior governance forums.
• Strong understanding of banking products, client lifecycle processes, supporting technologies and front‑to‑back operational dependencies.
• Proven ability to lead cross‑functional and geographically distributed teams, influence senior stakeholders and deliver through ambiguity and competing priorities.
• Excellent analytical judgement, written and verbal communication, executive presentation and decision‑framing skills.
• Ability to maintain high standards under time pressure while balancing strategic leadership with attention to detail.

Technical & Leadership Capabilities

• Risk strategy and governance
• KYC/AML and sanctions controls
• Control design and operating effectiveness
• Audit and regulatory engagement
• Findings and remediation governance
• Executive stakeholder management
• Data‑led risk insight and thematic analysis
• Risk culture and organisational influence
• People leadership and talent development

Success Profile

Strategic and pragmatic - Sets a clear direction while translating risk principles into workable operational outcomes. Independent and constructive - Provides credible challenge, surfaces uncomfortable issues early and helps stakeholders reach sound decisions. Evidence‑led - Uses data, facts and traceable rationale to assess risk, test controls and support closure conclusions. Inclusive leader - Builds trust across functions and regions, develops talent and creates accountability without weakening collaboration. Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division.

More information at: Deutsche Bank Careers (db.com)