Regulatory Control Analyst, AS

F335 Deutsche India Private Limited, Bangalore Branch; Bengaluru; On-site; INR 1,800,000 - 3,000,000; Full time

Benefits offered by this job

Leave policy

Parental leaves

Childcare reimbursement

Certifications sponsorship

Employee assistance program

Hospitalization insurance

Life insurance

Health screening

Job summary

Deutsche Bank is seeking a Regulatory Control Analyst to support KYC escalations within the AFC Centre of Excellence in Bangalore. The role focuses on risk review, CLM due diligence, and adherence to global anti-financial crime standards.

The ideal candidate will have 8+ years in AFC or related control roles, strong KYC knowledge, and the ability to engage stakeholders across 1LoD/2LoD. Flexible timings and ongoing certification support are offered.

Qualifications

• Graduate degree in any stream with strong understanding of AML/KYC is preferred.
• 8+ years of AFC or related control experience in an international bank or financial services organization.

Responsibilities

• Review and approve client escalations for remediation, regular review, new product extensions, and event-driven reviews within SLAs.
• Ensure generated client risk rating aligns with procedures and expectations.
• Assess risk factors identified by CLM due diligence and determine materiality.
• Apply subject matter expertise to determine relevance of escalation triggers and defend overall assessment.
• Engage with BLAFC specialists when escalation is required (local BLAFC, AFBC, Sanctions, BIU).
• Coordinate with CLM to obtain information or request additional research as needed.
• Document outcomes and rationales clearly in KYC systems or escalate for guidance.
• Ensure KYC reviews comply with KOPs guidelines and processes.
• Contribute to the global KYC Centre of Excellence by sharing best practices.
• Decide on new or existing client escalations and route to Governance Forums when needed.

Skills

Financial crime risk

KYC expertise

Regulatory compliance

Stakeholder communication

Analytical thinking

Time management

Education

Graduate degree

Tools

MS Office

AI tools

Job description

Job Title: Regulatory Control Analyst

Corporate Title: Associate

Location: Bangalore, India

Role Description

The candidate for the AFC Centre of Excellence for KYC is supporting CB and IB KYC escalations to AFC, collaborating with the relevant Business stakeholders, Client Lifecycle Management and other AFC functions. Primary focus of the reviewer would be to ensure they review and approve the risk factor highlighted by CLM team as part of NCA/EDR/PRs Organization Deutsche Bank (DB) is committed to the highest standards of Anti-Money Laundering (AML), Sanctions & Embargoes, Anti-Bribery and Corruption (ABC) and Anti-Fraud & Investigations (AF&I) and wider Financial Crime (collectively referred to as Anti Financial Crime) prevention. The Management and all employees are required to adhere to these standards to prevent DB and our reputation from those who may intend to use our products and services for money laundering, bribery, corruption, fraud and/or Terrorist Financing (TF) purposes. AFC – KYC COE Implement a dedicated ‘Centre(s) of Excellence’ for the AFC element of the KYC file review, allowing customers to be reviewed once in review cycle. Below are some of the key principals. Achieve economies of scale through the creation of one functional team with sophisticated risk managers, under one global leader who is accountable for the AFC KYC file review and sign-off process. Ensure fulfilment of local regulations and regulatory expectations in an efficient, risk focused manner. Ensure sufficient resources to create and effectively maintain a “follow the sun” KYC file review aligned with ACO availability. Seek opportunities to geographically co-locate the CoE with respective 1LoD counterparties (i.e. align with the 1LoD Target Operating Model) to stimulate cooperation and strengthen the relationship

What we’ll offer you

• Best in class leave policy.
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Review and approve client escalations for Remediation, Regular Review, New Product Extensions and Event Driven Reviews within the agreed SLAs
• Ensure the generated client risk rating is in line with expectations & procedures.
• Assess the risk factors identified through the due diligence provided by client lifecycle management (CLM)
• Apply subject matter expertise judgment as to relevance and/or materiality of Escalation triggers; i.e., can the overall assessment be defended
• Engage with appropriate BLAFC specialist team where further escalation is required e.g., local BLAFC, AFBC, Sanctions, BIU etc..
• Liaise with CLM to obtain additional information or request ACO to conduct additional research where required
• Ensure outcome and rational is clearly documented within the KYC systems and / or escalated for further guidance
• Ensure that KYC reviews undertaken are in line with the KOPs guidelines and processes
• Contributing to the wider global KYC Centre of Excellence programme, identifying best practices
• Deciding on new or existing clients that are escalated or deciding to escape further to Governance Forums for review.
• Defining and implementing strategic TOM in-line with local/regional/global standards and change programmes.

Your skills and experience

Skills: Ability to identify and manage financial crime risks arising from regular reviews, event driven reviews, new client adoptions and new product extensions Strong communication, organizational, and interpersonal skills with the confidence to engage and advise professionally and persuasively with stakeholders. Proven analytical skills, problem solving ability, and a control mindset paired with meticulous attention to detail. Able to raise sensitive or potentially contentious issues in a constructive manner to reach appropriate solutions. Deadline driven with the ability to multi-task and work in a fast-paced environment. Ability to handle time-sensitive projects while focusing on the quality of work delivered. Self-motivated and proactive team player who takes ownership of assignments, thrives in a teamwork-oriented environment, and works well under pressure. Ability to work with various stakeholders across all 1LoD and 2Lod and manage expectations, without impacting the quality output.

Experience

Must be a graduate with any stream with at least 8 years’ experience in AFC or a related control related function within an international organization/bank in the Financial Services industry with extensive experience with the KYC process. People having a degree or diploma in AML/KYC will be preferred. A strong track record in risk and regulatory matters, ideally including: Good understanding of AFC risks and typologies in order to identify areas or instances of potential AFC risks and to address them appropriately. Experience of relevant regulations/laws and related circulars Financial Crime function expertise and should be considered a Subject Matter Expert (SME) in the Financial Crime area on relevant laws and regulations. Should be flexible with respect to work timings. Should be comfortable in working on MS Office tools using word and excel. Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

How we’ll support you

Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs.

About us and our teams

Please visit our company website for further information: https://www.db.com/company/company.html We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division. Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security. More information at: Deutsche Bank Careers (db.com)