DVP/VP Property Underwriting Central Team Globtech Advisors

The Corporate Institute; Mumbai; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

The Corporate Institute in Mumbai seeks a Senior Property Underwriter to drive technical underwriting excellence for the Central Team. You will focus on risk selection, pricing discipline and portfolio performance for the property insurance portfolio.

You will evaluate complex risks, manage large portfolios, and collaborate with risk engineering, claims and brokers to ensure profitable growth while maintaining underwriting discipline.

Qualifications

• 10–20 years of relevant property underwriting experience.
• Experience managing large portfolios and complex property risks.
• Strong knowledge of property coverage, policy wordings, pricing and risk assessment.
• Exposure to central underwriting functions and guidance of regional teams would be an advantage.

Responsibilities

• Evaluate and underwrite complex commercial and industrial property risks within the company underwriting framework.
• Assess risk inspection reports, loss history, exposures and risk mitigation measures to determine appropriate pricing, coverage and terms.
• Manage a large property portfolio, monitoring profitability, loss ratios, exposure accumulation and business mix.
• Support underwriting guidelines, referral decisions and consistent technical practices across regional teams.
• Collaborate with risk engineering, claims, reinsurance and business teams on complex proposals and renewals.
• Engage with brokers and key stakeholders to support sustainable business growth while maintaining underwriting discipline.
• Ensure adherence to internal underwriting controls, documentation standards and applicable regulatory requirements.

Skills

Property underwriting

Portfolio management

Risk assessment

Pricing discipline

Stakeholder mgmt

Regulatory compliance

Central underwriting

Risk Eng collab

Job description

Role Overview:

We are hiring a Senior Property Underwriter for the Central Team of a leading General Insurance Company. This role involves driving technical underwriting excellence and profitable growth of the property insurance portfolio, with a focus on risk selection, pricing discipline and portfolio performance.

Key Responsibilities:

• Evaluate and underwrite complex commercial and industrial property risks within the company underwriting framework.
• Assess risk inspection reports, loss history, exposures and risk mitigation measures to determine appropriate pricing, coverage and terms.
• Manage a large property portfolio, monitoring profitability, loss ratios, exposure accumulation and business mix.
• Support underwriting guidelines, referral decisions and consistent technical practices across regional teams.
• Collaborate with risk engineering, claims, reinsurance and business teams on complex proposals and renewals.
• Engage with brokers and key stakeholders to support sustainable business growth while maintaining underwriting discipline.
• Ensure adherence to internal underwriting controls, documentation standards and applicable regulatory requirements.

Candidate Profile:

• 10 – 20 years of relevant experience in property underwriting within the general insurance industry.
• Proven experience managing large portfolios and complex property risks.
• Strong knowledge of property insurance coverage, policy wordings, pricing and risk assessment.
• Sound analytical judgment, commercial understanding and stakeholder management skills.
• Exposure to central underwriting functions and technical guidance of regional teams would be an advantage.