Data Scientist Senior Associate

JPMorganChase; Bengaluru; On-site; INR 3,000,000 - 5,200,000; Full time

Job summary

JPMorgan Chase in India seeks a Sr. Data Scientist Associate to drive data science initiatives within Risk Management and Compliance. You will lead analytics-driven projects, build and deploy ML models for credit risk, and collaborate with senior stakeholders to translate insights into strategic actions.

The role emphasizes applying advanced AI/ML techniques, exploring Gen AI, and delivering measurable business value through robust data solutions in a global financial services environment.

Qualifications

• Ability to understand business problems/processes and design data-driven solutions.
• Hands-on experience with ML techniques, time series, statistics and algorithms using classical and deep learning methods.
• Proficient in Python, SQL or Databricks with DL frameworks such as PyTorch or TensorFlow and ML tools like XGBoost or Scikit-learn.
• Proficient in one or more programming languages, e.g., R, Python.
• Experience with ETL tools e.g. Alteryx and distributed file systems like Hadoop.
• Familiar with visualization tools such as Qlik Sense, Tableau and ThoughtSpot.
• Understanding of cloud platforms like AWS, Azure or Google Cloud.
• Ability to design repeatable scalable data solutions (extraction/mining/modeling/visualization).
• Exposure to building ML algorithms.

Responsibilities

• Lead or contribute to data science initiatives to support the business.
• Interact with senior stakeholders to define KPIs and share insights.
• Apply AI/ML/Gen AI techniques to develop data-driven solutions.
• Communicate results clearly and translate into actionable steps.
• Develop, train, and deploy ML models for risk management.
• Research novel architectures including Graph Networks and Large Language Models.
• Build and test AI agents to enhance functionality and user experience.

Skills

Data science

Python

SQL

Databricks

PyTorch

TensorFlow

XGBoost

Scikit-learn

ETL

Hadoop

Visualization

Cloud

Time series

ML/DL

Education

Master's degree in CS/Math/Stats/Economics

Tools

PyTorch

TensorFlow

XGBoost

Scikit-learn

Alteryx

Hadoop

Qlik Sense

Tableau

ThoughtSpot

AWS

Azure

Google Cloud

Databricks

Job description

Job Description

J.P. Morgan in India provides a comprehensive range of Commercial & Investment Banking, Consumer and Community Banking, Asset & Wealth Management, and corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in major cities to support the firm's operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.

Job Description

J.P. Morgan in India provides a comprehensive range of Commercial & Investment Banking, Consumer and Community Banking, Asset & Wealth Management, and corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in major cities to support the firm's operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.

As a Data Scientist Sr Associate within Risk Management and Compliance at J.P. Morgan in India, you help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real‑world challenges that impact our company, customers, and communities

Job Responsibilities -

• Individual contributor leading or participating in data science driven efforts to support the business
• Understand business problems, key KPIs, drive discussions with senior stakeholders, generate and share key insights with strong solutioning mindset
• Strong passion for data and analytics with the ability to drive data science capability using advanced AI/ML and Gen AI tools & techniques.
• Strong communication skills and the ability to distill information and results into simple concepts and actionable insights for a variety of audiences
• Deliver data insights, business value and recommend next steps to senior stakeholders
• Develop, train, and deploy machine learning models for credit risk.
• Research and implement novel architectures, including Graph Networks, Agentic AI, and Large Language Models.
• Build and test AI agents, iterating designs to enhance functionality and user experience. Conduct rigorous testing to ensure reliability and effectiveness of AI solutions.

Required Qualifications, Skills, Or Capabilities -

• Ability to understand business problems/processes and design solutions/methodologies that are rooted in data
• Hands‑on experience with machine learning techniques, time series analysis/prediction, statistical analysis and algorithms, with both classical and deep learning methods.
• Proficient in Python, SQL or Databricks with experience in deep learning frameworks such as PyTorch or TensorFlow, and classical machine learning tools like XGBoost or Scikit‑learn.
• Must be proficient in one or more programming languages, e.g., R, Python
• Must drive Analytical use cases (machine learning/ deep learning)
• Understanding of ETL tools e.g. Alteryx and Distributed file systems like Hadoop
• Comfortable with Visualization tools e.g. Qlik Sense, Tableau, and ThoughtSpot
• Understanding of Cloud computing platforms, e.g., Amazon Web Services, Azure or Google Cloud
• Ability to design and execute repeatable and scalable data solutions (extraction / mining / modeling / visualization)
• Exposure and experience with designing and building machine learning algorithms

Preferred Qualifications

• Should have at least 7+ years of experience, preferably in Analytics/Data science.
• Master's degree in computer science, Mathematics, Statistics, Economics, or a related quantitative field, or equivalent work experience.
• Good to have Gen AI experience

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.