Data Scientist Senior Associate

Fairygodboss; Bengaluru; On-site; INR 2,400,000 - 4,200,000; Full time

Job summary

J.P. Morgan India is seeking a Data Scientist Sr Associate in Risk Management and Compliance to apply advanced analytics to credit risk and other topics. You will build, train, and deploy ML models, leverage Gen AI, and translate complex insights into actionable business recommendations for senior stakeholders.

You will work with modern ML frameworks, cloud platforms, and scalable data architectures to drive measurable risk management improvements and strategic value across the firm.

Qualifications

• Experience in data science for risk management and compliance.
• Hands-on ML with both classical and deep learning methods.
• Proficiency in Python, SQL or Databricks.
• Strong ability to distill insights for senior stakeholders.
• Experience with ETL and distributed data systems.
• Gen AI experience preferred.

Responsibilities

• Lead or participate in data science driven efforts to support risk management.
• Understand business problems, KPIs, and drive discussions with senior stakeholders.
• Develop, train, and deploy machine learning models for credit risk and other domains.
• Research and implement novel architectures including Graph Networks and Large Language Models.
• Build AI agents, test rigorously, and iterate designs for reliability and user value.
• Communicate insights with a clear, actionable narrative for diverse audiences.

Job description

J.P. Morgan in India provides a comprehensive range of Commercial & Investment Banking, Consumer and Community Banking, Asset & Wealth Management, and corporate functions services and solutions to our clients, executing some of the most important financial transactions and providing essential strategic advice to our clients such as the government, large domestic and multi-national corporations, non-government organizations and financial institutions and investors. India is a key market for JPMorgan Chase globally and our employees in India are a critical part of how we do business globally and are integrated within our businesses. Our Global Service Centers (GSCs) are strategically positioned in major cities to support the firm's operations regionally and globally. The centers provide comprehensive strategic support across technology and business operations processing to all lines of business and the corporate functions.

As a Data Scientist Sr Associate within Risk Management and Compliance at J.P. Morgan in India, you help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities

Job Responsibilities

• Individual contributor leading or participating in data science driven efforts to support the business
• Understand business problems, key KPIs, drive discussions with senior stakeholders, generate and share key insights with strong solutioning mindset
• Strong passion for data and analytics with the ability to drive data science capability using advanced AI/ML and Gen AI tools & techniques.
• Strong communication skills and the ability to distill information and results into simple concepts and actionable insights for a variety of audiences
• Deliver data insights, business value and recommend next steps to senior stakeholders
• Develop, train, and deploy machine learning models for credit risk.
• Research and implement novel architectures, including Graph Networks, Agentic AI, and Large Language Models.
• Build and test AI agents, iterating designs to enhance functionality and user experience. Conduct rigorous testing to ensure reliability and effectiveness of AI solutions.

Required qualifications, skills, or capabilities

• Ability to understand business problems/processes and design solutions/methodologies that are rooted in data
• Hands‑on experience with machine learning techniques, time series analysis/prediction, statistical analysis and algorithms, with both classical and deep learning methods.
• Proficient in Python, SQL or Databricks with experience in deep learning frameworks such as PyTorch or TensorFlow, and classical machine learning tools like XGBoost or Scikit-learn.
• Must be proficient in one or more programming languages, e.g., R, Python
• Must drive Analytical use cases (machine learning/ deep learning)
• Understanding of ETL tools e.g. Alteryx and Distributed file systems like Hadoop
• Comfortable with Visualization tools e.g. Qlik Sense, Tableau, and ThoughtSpot
• Understanding of Cloud computing platforms, e.g., Amazon Web Services, Azure or Google Cloud
• Ability to design and execute repeatable and scalable data solutions (extraction / mining / modeling / visualization)
• Exposure and experience with designing and building machine learning algorithms

Preferred Qualifications

• Should have at least 7+ years of experience, preferably in Analytics/Data science.
• Master's degree in computer science, Mathematics, Statistics, Economics, or a related quantitative field, or equivalent work experience.
• Good to have Gen AI experience

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.