Customer Service Representative

Cognizant; Bijnor; Hybrid; INR 350,000 - 550,000; Full time

Job summary

Cognizant Technology Solutions Corporation in India is seeking a policy servicing specialist focused on life and annuities, using Office tools to maintain documentation accuracy and support customer outcomes.

You will handle end-to-end servicing, verify data, coordinate with operations and support teams, and prepare reports with spreadsheets and presentations.

The role requires English communication, ability to work in a hybrid, rotating shifts, and adherence to data privacy and quality standards.

Qualifications

• 1+ year of customer service experience via phone (inbound/outbound).
• Strong proficiency with word processing, spreadsheets and presentations.
• 3–5 years in policy servicing or similar operations.
• Foundational understanding of life and annuities concepts.
• Clear English communication (reading, writing, speaking)
• Hybrid work model and rotational shifts.
• Attention to detail and data integrity.
• Analytical skills to interpret servicing metrics.

Responsibilities

• Manage end-to-end policy servicing activities by reviewing requests, validating information and executing updates for accurate policy maintenance.
• Verify policy data and documentation using office tools to minimize errors and maintain reliable records for audits.
• Coordinate with operations and customer support to resolve servicing issues and ensure smooth handoffs in a hybrid setup.
• Prepare policy servicing reports and trackers using spreadsheets and presentations for management review.
• Update and organize digital files and logs for endorsements, cancellations, reinstatements and beneficiary updates.
• Apply problem solving to identify root causes of discrepancies and suggest process improvements.
• Respond to internal queries about policy terms, coverage, and procedures with standard guidelines and documented resolutions.
• Collaborate with underwriters, claims and finance to align servicing actions with decisions and billing.
• Adhere to shift schedules and hybrid norms with reliable availability and remote communication.
• Monitor queues and prioritize tasks based on urgency and timelines to meet SLAs.
• Review policy communications for clarity and correctness to support customer interactions.
• Support knowledge sharing by documenting procedures and updating guides.
• Follow data privacy and information security policies throughout servicing activities.

Skills

Customer service

Attention to detail

English communication

Time management

Tools

Microsoft Office

Excel

PowerPoint

Job description

This role focuses on policy servicing for life and annuities insurance with strong use of office productivity tools. The specialist will handle end to end policy maintenance tasks documentation updates and data accuracy checks ensuring high quality customer outcomes. The role involves rotational shifts clear communication in English and collaboration with cross functional teams to support seamless policy administration workflows.

Responsibilities

• Manage end to end policy servicing activities by reviewing requests validating information and executing updates that ensure accurate and timely policy maintenance for customers and internal stakeholders.
• Perform detailed verification of policy data and documentation using office productivity tools to minimize processing errors and maintain reliable records that support audit readiness and regulatory compliance.
• Coordinate with operations and customer support teams to resolve policy servicing issues by clarifying requirements aligning actions and ensuring smooth handoffs across hybrid work settings.
• Prepare policy servicing reports and status trackers using spreadsheets and presentations to provide clear visibility of workloads turnaround times and quality trends for management review.
• Update and organize digital files and logs for policy changes such as endorsements cancellations reinstatements and beneficiary updates to support efficient retrieval and consistent servicing history.
• Apply structured problem solving to identify root causes of policy servicing discrepancies and recommend process improvements that enhance accuracy reduce rework and improve customer experiences.
• Respond to internal queries related to policy terms coverage details and servicing procedures by referencing standard guidelines and documenting resolutions for future reuse.
• Collaborate with underwriters claims teams and finance teams as needed to align policy servicing actions with underwriting decisions claims outcomes and billing requirements.
• Adhere to rotational shift schedules and hybrid work norms by maintaining reliable availability timely handoffs and effective remote communication using collaboration tools.
• Monitor work queues and prioritize policy servicing tasks based on urgency regulatory timelines and customer commitments to ensure consistent service level achievement.
• Review policy communications and standard templates in English for clarity and correctness to support transparent interactions with customers and internal partners.
• Support knowledge sharing within the policy servicing team by documenting procedures updating process guides and contributing insights from daily work activities.
• Follow company policies on data privacy and information security during all servicing activities to protect customer information and uphold organizational trust.

Qualifications

• 1+ of Customer Service experience through phone (inbound/outbound).
• Demonstrate strong proficiency in office productivity tools including word processing spreadsheets and presentations to manage policy data documentation and reporting with high accuracy.
• Show solid experience in policy servicing or similar operations roles across three to five years with consistent performance in meeting timelines and quality standards.
• Apply foundational understanding of life and annuities insurance concepts when available to interpret policy details servicing rules and product features more effectively.
• Communicate clearly in English through reading writing and speaking to support precise documentation issue resolution and coordination with internal teams.
• Adapt effectively to a hybrid work model and rotational shift environment by managing time staying organized and maintaining consistent productivity.
• Exhibit attention to detail and systematic work habits that help reduce errors improve data integrity and sustain confidence in policy servicing outcomes.
• Use basic analytical skills to interpret servicing metrics identify trends in errors or delays and contribute suggestions for process streamlining