CUSTOMER CARE EXECUTIVE

HDFC Bank; Jodhpur; On-site; INR 250,000 - 380,000; Full time

Job summary

HDFC Bank Limited in Jodhpur seeks a Customer Care Executive to ensure error-free operations and strict adherence to bank processes under guidance of branch leadership. The role focuses on delivering superior customer service and executing cross-sell opportunities to boost branch profitability.

The ideal candidate has Graduation or Post-Graduation, and relevant certifications in insurance and NISM. You will handle cash transactions, maintain records, and support AML and compliance while ensuring

Qualifications

• Graduation or Post-Graduation is required.
• Certifications in Life Insurance, General Insurance, and NISM are preferred.

Responsibilities

• Complete operational tasks efficiently and accurately.
• Monitor processes and ensure compliance with bank standards.
• Prepare and submit required reports promptly.
• Maintain records and ensure proper upkeep of systems and processes.
• Manage lobby and queues for quality service; resolve complaints within TATs, elevate as needed, and gather customer feedback.
• Identify and manage high transacting customers; handle cash transactions, FX postings, gold sales, and prepaid cards; cross-sell liability products and cards.

Skills

Banking product knowledge

Team management

Planning and organizing

Communication

Regulatory awareness

Education

Graduation/Post-Graduation

IRDA for Life Insurance

POS for General Insurance

NISM V (A)

Job description

Job Function and Role Type

Operations and Customer Service, Individual Contributor

Role Description

Job Title

Customer Care Executive

Business Unit

Retail Branch Banking

Reporting To

Teller Authorizer and Branch Head

Job Function and Role Type

Operations and Customer Service, Individual Contributor

Version No

2.0

Job Purpose

Ensure error-free operations and adherence to bank processes under the guidance of the Teller Authorizer and Branch Manager. Deliver superior customer service and cross-sell products to achieve branch profitability.

Key Responsibilities

Operations

Complete operational tasks efficiently and accurately.

Monitoring

Monitor processes and ensure compliance with bank standards.

Reporting

Prepare and submit required reports promptly.

Maintenance

Maintain records and ensure proper upkeep of systems and processes.

Customer Service

Manage lobby and queues for quality service. Resolve complaints within TATs, elevate as needed, and gather customer feedback. Ensure timely card loading and effective communication on complaint closures.

Sales

Identify and manage high transacting customers. Handle cash transactions, FX postings, gold sales, and prepaid cards. Act as custodian for teller box, cheque drop boxes, and vault. Ensure compliance with clearing, ATM, and large transaction processes. Monitor high-value accounts and transactions, file AML reports, and maintain suspense accounts. Submit CBDT schedules and ensure accurate record-keeping. Generate leads and cross-sell liability products, credit cards, gold bars, and Forex Plus cards.

Education

Graduation/Post-Graduation.

Certifications

IRDA for Life Insurance, POS for General Insurance, NISM V (A).

Key Competencies

Banking product knowledge, team management, planning and organizing, communication, awareness of banking regulations.

Major Stakeholders

Customers, Branch Banking Team, Operations, Insurance CAM, MF Fund Houses, HSL Personnel.