Asset Wealth Management - Risk Internal Controls and Quality

J.P. Morgan Chase & Co.; Mumbai; In loco; INR 4.000.000 - 7.000.000; Tempo pieno

Descrizione del lavoro

JP Morgan Chase in Mumbai is seeking a Wealth Management Credit Risk Professional to join the Internal Controls and Quality team. You will conduct independent quality reviews of credit proposals, validate compliance with policies and regulatory requirements, and help elevate risk standards across the organization.

You will analyze client documentation and credit data, prepare clear reports for senior leaders, and collaborate with cross-functional teams to identify improvements.

Competenze

• Master’s degree or equivalent in Finance, Business, Economics or related field.
• 6 years of experience in credit risk, credit analysis, or a related risk management function.
• Demonstrated knowledge of credit risk principles, policies, and regulatory requirements.
• Strong analytical and problem-solving skills with attention to detail and accuracy.
• Excellent written and verbal communication skills with ability to present findings to senior stakeholders.
• Ability to work independently and as part of a team in a fast-paced, deadline-driven environment.
• Commitment to maintaining the highest standards of integrity and confidentiality.

Mansioni

• Conduct independent quality reviews of credit proposals, ensuring adherence to firm policies and regulatory requirements.
• Identify, categorize, and elevate exceptions and errors, ensuring timely remediation and clear communication with stakeholders.
• Analyze client documentation and credit data to validate accuracy of grading, collateral, and risk assessments.
• Participate in targeted reviews and special projects as directed by senior risk leadership.
• Collaborate with team members to identify emerging trends, process gaps, and opportunities for improvement.
• Prepare and deliver clear, actionable reports and presentations for senior leaders and stakeholders.
• Engage in ongoing training and professional development to maintain subject matter expertise.
• Foster a culture of proactive risk management and continuous improvement within the team.
• Contribute to cross-functional initiatives and regulatory or policy projects as needed.

Conoscenze

Credit risk analysis

Analytical skills

Communication skills

Teamwork

Problem solving

Attention to detail

Formazione

Master’s degree in Finance, Business, Economics, or Relevant Experience

Strumenti

Excel

Tableau

Descrizione del lavoro

As a Wealth Management Credit Risk Professional in our Internal Controls and Quality team, you help ensure the integrity and effectiveness of our credit risk processes. You will work alongside experienced professionals who are committed to upholding the highest standards of risk management. You will have the opportunity to influence key decisions, contribute to a culture of proactive risk identification, and support the ongoing development of best-in-class risk practices. Together, we create a safe, inclusive, and high-performing environment where your voice matters.

Job Responsibilities

• Conduct independent quality reviews of credit proposals, ensuring adherence to firm policies and regulatory requirements
• Identify, categorize, and elevate exceptions and errors, ensuring timely remediation and clear communication with stakeholders
• Analyze client documentation and credit data to validate accuracy of grading, collateral, and risk assessments
• Participate in targeted reviews and special projects as directed by senior risk leadership
• Collaborate with team members to identify emerging trends, process gaps, and opportunities for improvement
• Prepare and deliver clear, actionable reports and presentations for senior leaders and stakeholders
• Engage in ongoing training and professional development to maintain subject matter expertise
• Foster a culture of proactive risk management and continuous improvement within the team
• Contribute to cross-functional initiatives and regulatory or policy projects as needed

Required Qualifications, Capabilities, and Skills

• Master’s degree in Finance, Business, Economics, or Relevant Experience
• 6 years of experience in credit risk, credit analysis, or a related risk management function
• Demonstrated knowledge of credit risk principles, policies, and regulatory requirements
• Strong analytical and problem-solving skills, with attention to detail and accuracy
• Excellent written and verbal communication skills, with the ability to present findings to senior stakeholders
• Ability to work independently and as part of a team in a fast-paced, deadline-driven environment
• Commitment to maintaining the highest standards of integrity and confidentiality

Preferred Qualifications, Capabilities, and Skills

• Experience with wealth management or private banking credit risk processes
• Familiarity with global regulatory frameworks and cross-border credit risk considerations
• Experience conducting quality reviews or credit assessments in a financial services environment
• Proficiency in data analysis and reporting tools (e.g., Excel, Tableau, or similar platforms)
• Experience with process improvement or project management in a risk function
• Strong interpersonal skills and ability to influence across functions and levels
• Demonstrated ability to proactively identify and mitigate emerging risks