Credit Risk Manager, Credit Risk (Consumer Payments)

Amazon; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Amazon Bengaluru is seeking a sharp, detail-oriented analyst to join the Credit Risk Management team. You will write SQL queries, analyze portfolio performance and help shape risk policies.

This role offers exposure to live credit underwriting decisions, dashboards, and data-driven recommendations to optimize risk-reward balance. You will gain direct experience shaping policy, working with risk metrics, and delivering actionable insights that influence lending decisions in a fast-paced tech

Qualifications

• Experience using SQL
• Experience in data analysis and problem solving

Responsibilities

• Data Extraction: Write and execute SQL queries to retrieve data from internal databases for various ad-hoc requests.
• Policy Support: Assist in monitoring the performance of existing credit policies and help simulate the impact of proposed changes.
• Reporting: Maintain and update risk dashboards to track KPIs like delinquency rates and loss ratios.
• Root Cause Analysis: Use logical reasoning to investigate anomalies in data and explain the "why" behind the numbers.

Skills

SQL

Data analysis

Problem solving

Tools

Microsoft Excel

Job description

We are looking for a sharp, detail-oriented analyst to join our Credit Risk Management team. In this role, you won't just be pulling data; you will be helping us shape the policies that govern our lending backbone. You will support the team in analyzing portfolio performance, identifying trends, and providing data-driven recommendations to optimize our risk-reward balance.

Key job responsibilities

• Data Extraction: Write and execute SQL queries to retrieve data from internal databases for various ad-hoc requests.
• Policy Support: Assist in monitoring the performance of existing credit policies and help simulate the impact of proposed changes.
• Reporting: Maintain and update risk dashboards to track Key Performance Indicators (KPIs) like delinquency rates and loss ratios.
• Root Cause Analysis: Use logical reasoning to investigate anomalies in data and explain "the why" behind the numbers.

A day in the life

• Data Extraction: Write and execute SQL queries to retrieve data from internal databases for various ad-hoc requests.
• Policy Support: Assist in monitoring the performance of existing credit policies and help simulate the impact of proposed changes.
• Reporting: Maintain and update risk dashboards to track Key Performance Indicators (KPIs) like delinquency rates and loss ratios.
• Root Cause Analysis: Use logical reasoning to investigate anomalies in data and explain "the why" behind the numbers.

About the team

The Credit Risk team is the backbone of all credit underwriting strategies with decision making capabilities for everything pertaining to credit underwriting of customers.

You will gain

• Direct exposure to the decision-making process in a high-stakes financial environment.
• Mentorship from experienced risk strategists.
• The opportunity to see your data analysis translate directly into live credit policies.

Basic Qualifications

• Experience using SQL
• Experience in data analysis and problem solving

Preferred Qualifications

• Experience using Microsoft Excel

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