Credit Risk Analytics - USPB Collections - Vice President

Citibank (Switzerland) AG; Mumbai; Hybrid; INR 5,500,000 - 7,500,000; Full time

Job summary

Citibank (Switzerland) AG in Mumbai is seeking a Vice President to lead credit risk analytics for USPB Collections. The role includes developing collections reporting, monitoring portfolios, and driving policy enhancements across LoBs with cross-functional stakeholders.

The candidate will use SAS in a UNIX environment for risk and data analyses, prepare senior management risk presentations, and ensure controls and regulatory alignment while maintaining independence and strategic influence.

Qualifications

• 10+ years of experience in credit card risk management or equivalent experience in financial services.
• Proven ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize and prioritize tasks.
• Organized and able to work in fast-paced environments.
• Strong interpersonal, organizational and analytical skills.

Responsibilities

• Develop reporting framework for USPB collections across all LoBs.
• Monitor monthly trends and enhance the reporting platform with automation.
• Understand USRB policies and identify gaps; coordinate with controls for remediation.
• Lead end-to-end strategic initiatives with multiple stakeholders; prepare risk presentations.

Skills

Analytical thinking

Portfolio monitoring

Stakeholder communication

Attention to detail

Education

Bachelor's/Master's degree

Tools

SAS

UNIX

Job description

## Credit Risk Analytics - USPB Collections - Vice PresidentApplyremote type: Hybridlocations: Mumbai Maharashtra India: Gurgaon Haryana Indiatime type: Full timeposted on: Posted Todayjob requisition id: 25920489The Credit Portfolio Officer is a senior-level position responsible for leading collections policy activities including (not restricted to) portfolio monitoring, portfolio deep-dives, suggesting strategy and policy enhancements opportunities, lead end to end implementation of strategies, which involves working with different stakeholders across teams, review policy exceptions and work with the controls teams closely on sizing, fixing and providing effective controls. Participate in regulatory reviews and exams. Its an IC role supporting all LoBs (Brands , CRS , PIL and USRB)**Responsibilities:*** Help in development of reporting framework for USPB collections across all LoBs. Monitor monthly trends for insights and work proactively on enhancement of the reporting platform, aligned with simplification and automation goals* Understand USRB policies and deep-dive to find any gaps. Work with controls team for sizing / fixing and remediation and also putting on compensating controls* Understand collections strategies and work on enhancements / Lead end to end strategic initiates - working with many stakeholders* Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence* Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity* Has the ability to operate with a limited level of direct supervision.* Can exercise independence of judgement and autonomy.* Acts as SME to senior stakeholders and /or other team members.* Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.**Qualifications:*** 10 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry* Proven ability to apply credit and risk principles toward business goals* Demonstrated ability to synthesize and prioritize* Proven ability to remain organized in a fast-paced environment* Demonstrated interpersonal, organizational and analytic skills**Education:*** Bachelor's/Master's degree/University degree or equivalent experience* Master's degree preferred