Mortgage Portfolio Risk Analytics - Assistant Vice President

Citibank (Switzerland) AG; Gurgaon; On-site; Confidential; Full time

Job summary

A global financial services company is looking for a Senior Credit Portfolio Officer in Gurgaon. This role involves conducting credit reviews and monitoring the mortgage portfolio while managing credit migration. Candidates should have 7-10 years of experience in commercial risk analytics and the ability to apply credit principles toward business goals. A Bachelor's degree is required. This full-time position offers a flexible shift from 1 PM to 10 PM.

Qualifications

• 7 - 10 years of relevant experience.
• Knowledge of commercial risk analytics.
• Ability to apply credit and risk principles toward business goals.
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency.
• Proven ability to remain organized in a fast-paced environment, managing multiple projects.
• Proven interpersonal, organizational and analytic skills.

Responsibilities

• Conduct credit reviews, credit approval and monitor the mortgage portfolio.
• Contribute to the development of new techniques and improvement of processes.
• Utilize SAS in a UNIX environment for risk analyses.
• Participate in developing, testing, and optimizing credit policies.
• Manage risk levels for the entire credit spectrum.
• Prepare risk management presentations for senior management.

Skills

Analytical Thinking

Constructive Debate

Escalation Management

Industry Knowledge

Policy and Procedure

Process Execution

Product Knowledge

Risk Controls and Monitors

Risk Identification and Assessment

Education

Bachelor's degree/University degree or equivalent experience

Tools

Statistical Analysis System (SAS)

Job description

For additional information, please review .The Credit Portfolio Officer is an senior-level position responsible for conducting credit reviews, credit approval and monitoring the mortgage portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. **Responsibilities:*** Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management* Develop recommendations to adjust credit policies by analyzing credit and financial performance and setting portfolio risk appetite* Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing* Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required* Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives* Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management* Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.**Qualifications:*** 7 - 10 years of relevant experience* Knowledge of commercial risk analytics* Ability to apply credit and risk principles toward business goals* Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency* Proven ability to remain organized in a fast-paced environment, managing multiple projects* Proven interpersonal, organizational and analytic skills**Education:*** Bachelor's degree/University degree or equivalent experience**Shift** : Flexible to work in 1 PM to 10 PM------------------------------------------------------**Job Family Group:**Risk Management------------------------------------------------------**Job Family:**Portfolio Credit Risk Management------------------------------------------------------**Time Type:**Full time------------------------------------------------------**Most Relevant Skills**Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------**Other Relevant Skills**For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------*Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.**If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review* *.* *View Citi’s and the poster.*