Credit Risk Analyst – FinTech Hirepedia

The Corporate Institute; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

The Corporate Institute in Bengaluru is seeking a Credit Risk Analyst to join a fast-growing consumer fintech team. The role spans credit risk, data analytics, and lending strategy to improve loan approvals and assess borrower creditworthiness.

On-site, five days a week, you'll work with SQL and Python to analyze data, identify trends, and translate insights into actionable recommendations for lending policy and journey optimization.

Qualifications

• 1-4 years of experience in Credit Risk, Risk Analytics or Business Analysis within consumer lending.
• Experience in a bank, NBFC, fintech lender or lending marketplace.
• Strong hands-on skills in SQL and Python.
• Understanding of credit bureau data, credit scoring, lending policies, and approval/rejection metrics.
• Ability to analyze data, identify trends, and translate insights into actionable recommendations.
• Experience with risk models, scorecards, or bank statement data is a plus.
• Strong analytical thinking, problem-solving, and ownership skills.

Skills

SQL

Python

Credit bureau data

Credit scoring

Lending policies

Data analysis

Scorecards

Bank statements data

Job description

We are looking for a Credit Risk Analyst to join a fast-growing consumer fintech company.

This role involves working across credit risk, data analytics, and lending strategy to improve loan approvals, assess user creditworthiness, and optimize the lending journey.

Ideal Candidate:

• 1-4 years of experience in Credit Risk, Risk Analytics or Business Analysis within consumer lending
• Experience in a bank, NBFC, fintech lender or lending marketplace
• Strong hands-on skills in SQL and Python
• Understanding of credit bureau data, credit scoring, lending policies, and approval/rejection metrics
• Ability to analyze data, identify trends, and translate insights into actionable recommendations
• Experience with risk models, scorecards, or bank statement data is a plus
• Strong analytical thinking, problem-solving, and ownership skills

Location: Bengaluru

Mode: On-site | 5 days a week