Credit Research - Corporate Sector

Moodys Analytics; Bengaluru; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

Moodys Analytics in Bengaluru (Bangalore) is seeking a Credit Research professional for its Fundamental Credit Research team within Investment Research. You will analyze debt issuers globally, build credit models, forecast financials and produce credit opinions on issuers and debt issues.

The role covers a wide range of fixed income issuers, requiring rigorous analysis, clear communication, and strong initiative.

Qualifications

• MBA in Finance with experience in building FIC models, writing initiations and real time earnings summaries.
• CFA and FRM certifications are an added advantage.
• Strong analytical, writing and communication skills are essential.

Responsibilities

• Building and updating detailed credit models including KPI-based projections and debt structure analysis.
• Preparing credit reports and real-time earnings summaries for covered issuers.
• Perform rising star and fallen angel analyses and provide issuer ratings opinions.
• Offer bond recommendations and perform relative valuation for issuers and debt issues.
• Interact with clients, manage expectations, and present analytical findings.
• Write analytical reports and earnings call summaries; contribute to process improvements for efficiency.

Skills

Credit research

Financial modeling

Analytical writing

Initiative & self-leadership

CFA/FRM (advantage)

Education

MBA (Finance)

CFA

FRM

Job description

Job Summary

We are seeking exceptionally intelligent, resourceful, and self-motivated individuals to be part of our Fundamental Credit Research team. The team resides within Investment Research and responsible for providing research and opinion related to fixed income securities globally.

The research process involves analysis of the debt instrument issuers, including financial ratio analysis, financial forecasting of issuer's financial statements, scenario analysis, capital structure, issuer profiling, peer comparison, evaluation of fundamental credit strength and issuing credit opinion on the issuers and specific debt issues.

The individual will be part of the Fixed Income team based out of Bangalore. The team covers a wide variety of fixed income instrument issuers spanning across global, sectors and asset classes.

Job Details

• Position Title: Credit Research
• Experience Level: 3+ years
• Department: Investment Research
• Location: Pune / Bangalore / Gurgaon
• Position reports to: Associate Director

Key Responsibilities

• Building and updating detailed credit models including KPI based projections, debt capital structure analysis, covenant analysis, distressed debt analysis and recovery analysis
• Preparing credit reports, even update, real time earnings on companies under coverage
• Ability to perform Rising star and fallen angel analysis
• Providing opinion and rating recommendation on the issuers
• Experience in giving bond recommendation and performing relative valuation
• Responsible for client interaction and managing client expectations
• Experience in writing analytical reports and earnings conference call summaries
• Work experience in working on HY and DD debt is desirablePrepare and implement checklist, dashboard, quality control tools
• Provides input and ideas for improvement in TAT and efficiency

Core Skills

• MBA (Finance) with experience in building FIC models, writing initiations and real time earnings summaries. CFA and FRM is an added advantage
• Excellent analytical skills, good writing & communication skills
• Demonstrates a very high degree of Initiative, self-leadership, and entrepreneurship