Credit Processing Associate

Yubi MENA; Chennai District; On-site; INR 600,000 - 900,000; Full time

Job summary

Yubi MENA is seeking a meticulous Credit Processing Associate in Chennai to manage borrower profiles and support the full credit operations lifecycle. You will collaborate with borrowers, lenders, referral partners, and RMs to ensure timely documentation and smooth deal progression.

The role requires 3–8 years in credit processing or related finance roles, strong analytical and communication skills, and proficiency with MS Office and MIS systems.

Qualifications

• Bachelor’s Degree in Finance, Business Administration, Commerce or a related field, CA.
• Experience: Prior experience in credit processing, documentation, or related financial roles is a must.
• Strong analytical skills and attention to detail for manual document analysis and process follow-up.
• Excellent written and verbal communication skills for effective coordination with internal teams and external stakeholders.
• Proficiency with Microsoft Office and familiarity with MIS systems; experience with financial platforms and banking software is a plus.
• Ability to manage multiple tasks, work under pressure, and meet deadlines.

Responsibilities

• Completion of Borrower Profile in Plaform
• Verify the completeness of borrower profiles by identifying and checking missing documents.
• Follow up directly with borrowers to ensure all required documentation is submitted promptly.
• Respond to queries from lenders in coordination with borrowers and relationship managers, ensuring clear and timely communication between all parties.
• Prepare and deliver case summaries for specific lenders as per their requirements, summarising key borrower and deal details
• Follow up with lenders to fast-track deal processes and provide regular updates on deal status.
• Update MIS regarding deal status, invoice tracking, and other follow-ups.
• Maintain close coordination with borrowers, lenders, and connectors to ensure all aspects of a deal are properly monitored and documented.
• Conduct manual bank statement analysis where needed, ensuring compliance and accuracy.
• Assist in onboarding connectors and coordinate referral agreements by facilitating clear and consistent communication with all stakeholders.

Skills

Analytical skills

Attention to detail

Written communication

Verbal communication

Microsoft Office

MIS systems

Banking software

Education

Bachelor's degree

CA

Tools

Banking software

Financial platforms

Job description

Job Description:

Credit Processing Associate (Experience: 3 to 8 years)

Location: Chennai.

Overview:

We are seeking a meticulous Credit Processing Associate to join our credit operations team based out of Chennai and support Yubiloans operations, UAE, MENA. In this role, you will ensure the timely completion of borrower profiles on our platform while managing the full credit operations lifecycle. Your responsibilities will encompass overseeing documentation and coordinating effectively with borrowers, lenders, referral partners, and relationship managers (RMs) to drive seamless processing of credit deals. With your proactive follow-up and strong communication skills, you will be pivotal in advancing deal progress and upholding our high quality standards.

Key Responsibilities:

Completion of Borrower Profile in Plaform

Verify the completeness of borrower profiles by identifying and checking missing documents.

Follow up directly with borrowers to ensure all required documentation is submitted promptly.

Coordination & Communication

• Respond to queries from lenders in coordination with borrowers and relationship managers, ensuring clear and timely communication between all parties.
• Prepare and deliver case summaries for specific lenders as per their requirements, summarising key borrower and deal details

Deal Progress and Status Updates

• Follow up with lenders to fast-track deal processes and provide regular updates on deal status.
• Update Management Information Systems (MIS) regarding deal status, invoice tracking, and other follow-ups.
• Maintain close coordination with borrowers, lenders, and connectors to ensure all aspects of a deal are properly monitored and documented.

Technical & Compliance Support

• Conduct manual bank statement analysis where needed, ensuring compliance and accuracy.
• Assist in onboarding connectors and coordinate referral agreements by facilitating clear and consistent communication with all stakeholders.

Qualifications:

Bachelor’s Degree in Finance, Business Administration, Commerce or a related field, CA.

• Experience: Prior experience in credit processing, documentation, or related financial roles is a must.
• Strong analytical skills and attention to detail for manual document analysis and process follow-up.Excellent written and verbal communication skills for effective coordination with internal teams and external stakeholders.
• Proficiency with Microsoft Office and familiarity with MIS systems; experience with financial platforms and banking software is a plus.
• Ability to manage multiple tasks, work under pressure, and meet deadlines.