Credit Officer

Equitas Small Finance Bank Ltd.; Chennai District, Thiruvallur; On-site; INR 450,000 - 590,000; Full time

Job summary

Equitas Small Finance Bank in Tamil Nadu is seeking a permanent Credit Officer to evaluate loan proposals and verify documents at the branch level. You will diligently appraise applications, ensure policy compliance, and help the branch reach its objectives.

The role requires 1-3 years of experience and focuses on maintaining a high-quality loan portfolio, with responsibilities spanning policy adherence, record-keeping, and timely completion of due-diligence and CAM appraisals.

Qualifications

• Credit evaluation in line with policy.
• Document verification for loan proposals.
• Maintain records and ensure loan file completeness.

Responsibilities

• Ensure proper credit evaluation of customers as per policy & process
• Document verification to be carried out for the loan proposals
• Support the branch team in achieving desired branch objective.
• To diligently appraise loan applications in line with credit policy of the organization.
• Ensure Credit policies to build a good quality portfolio of the branch.
• Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
• Completion of PDD on time for the Loan Disbursed
• Ensure Quality Portfolio of the branch is Maintained
• Appraise of CAM proposal of the customers who have applied Loan

Skills

UG

Job description

End Date 12 Nov 2026

Required Experience 1 - 3 years

Basic Section

No. Of Openings 1

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone South 2

State Tamil Nadu

PT Location Thiruvallur

Branch Code 1325

Skills

Skill

UG

Job Description

• Ensure proper credit evaluation of customers as per policy & process
• Document verification to be carried out for the loan proposals
• Support the branch team in achieving desired branch objective.
• To diligently appraise loan applications in line with credit policy of the organization.
• Ensure Credit policies to build a good quality portfolio of the branch.
• Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
• Completion of PDD on time for the Loan Disbursed
• Ensure Quality Portfolio of the branch is Maintained
• Appraise of CAM proposal of the customers who have applied Loan