Credit Monitoring Executive

Intellectual Capital HR Consulting Pvt. Ltd.; New Delhi; Sur place; INR 650 000 - 900 000; Plein temps

Résumé du poste

Intellectual Capital HR Consulting Pvt. Ltd. – Regulatory Reporting team seeks a Team Member in Mumbai to handle the PAN Bank Exposure report, CRILC filings, and related regulatory returns.

The role requires coordinating with multiple bank departments for data, analyzing trends, and ensuring timely filings. The candidate should have 5–6 years of experience in finance/credit monitoring with strong Excel know-how, analytical abilities, and effective written and verbal communication to support

Qualifications

• Masters degree (CA /CS/ MBA) in Finance, Accounting, Business Administration, or related field.
• At least 5–6 years of experience and proficiency with computers/Excel.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
• Written and verbal communication skills with the ability to present information clearly and concisely.

Responsabilités

• PAN Bank Exposure Report: prepare, coordinate with bank departments for data, analyze trends, reconcile with source data, and support filing of CRILC monthly return.
• Other monthly/ quarterly returns: prepare Gift City Exposure, monitor RDB and SIBC, file RLE/RLC/RCE/LEF quarterly, RAQ data points, RBI data points, and assist auditors.

Connaissances

Analytical skills

Trend analysis

Data flow in banking system

Written communication

Verbal communication

MS Excel

Formation

Masters degree (CA/CS/MBA) in Finance/Accounting/Business Administration

Outils

Excel

Description du poste

Credit Monitoring Group

Regulatory Reporting- Team Member, Mumbai

Department - Regulatory Reporting

Location - Mumbai, BKC

1) PAN Bank Exposure report and CRILC return :-

• Preparing the PAN Bank Exposure Report.
• Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.
• Analysis of trend and reconciliation of Pan Bank exposure report with source data.
• Compiling, checking and supporting in filing the monthly CRILC return
• Highlighting major risks if any arising from the existing process or reporting and taking corrective action.

2) Other monthly / quarterly returns/ exposure report/ CAP monitoring

• Preparing the Gift City Exposure Report on monthly basis.
• Monitoring working on Return on Default Borrower (RDB) on weekly basis and SIBC return on monthly basis.
• Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC), Return on Connected Exposure (RCE), Large Exposure Frame work (LEF) every quarter.
• Working on Return on Asset quality (RAQ) Industry data point on quarterly basis.
• Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basis
• Analyzing the trends in Key risk indicators for the Bank based on above return filing.
• Providing exposure and returns related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries.
• CAP monitoring activities including NBFC, PTC, unsecured exposure and other.

3) Qualification:

• Masters degree (CA /CS/ MBA) in Finance,Accounting,Business Administration,or related field.
• At least 5 – 6 years of experience and well-versed with computers/ excel.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
• Written and verbal communication skill with the ability to present information clearly and concisely.