Credit Manager-SUPPORT SERVICES-Credit

Kotak Mahindra Bank; Dadri; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Kotak Mahindra Bank in India is seeking a Credit Manager for KMPL Support Services-Credit. The role requires evaluating credit worthiness for car loan applicants within target timelines and determining risk mix.

You will contribute to portfolio management, launch market-driven credit products with mitigants, and monitor delinquency trends in collaboration with collections teams. MBA Finance or CA is preferred.

Qualifications

• Minimum experience of 3 years under Retail credit underwriting.
• MBA Finance or CA.
• Knowledge of the location / area is an essential criteria.
• Well versed in the local language apart from Hindi and English.
• Good knowledge of interpreting financial trends.

Responsibilities

• Evaluate the credit worthiness of customers applying for car loans within prescribed TAT and determine the right risk mix for the customer.
• Actively involved in portfolio management, understanding the market and monitoring the portfolio.
• Launch products based on market peculiarities to facilitate business with adequate risk mitigants.
• Monitor delinquency parameters through interactions with the collections team, analyze trends and suggest learnings.

Skills

Credit underwriting

Portfolio management

Credit risk analysis

Delinquency monitoring

Education

MBA Finance

CA

Job description

Job Description:

Role - Credit Manager - KMPL Support Services-Credit

Minimum experience of 3 years under Retai credit underwriting.

Minimum qualification MBA Finance or CA.

Job Role

• To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
• Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
• Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
• Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.

Job Requirements

Skills/Knowledge prerequisites

Knowledge of the location / area is an essential criteria.

Well versed in the local language apart from Hindi and English.

Good knowledge of interpreting financial trends.

Requirements: