Credit Manager - Retail Assets

YourMoneyWise

Hyderabad

On-site

INR 900,000 - 1,500,000

Full time

2 days ago
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Job summary

YourMoneyWise in Hyderabad, India is seeking a credit analyst to assess creditworthiness of retail loan applicants, analyze financial statements, and ensure compliance with credit policies. This full-time role requires 3-6 years of experience in credit appraisal for retail products and a strong analytical mindset.

You'll manage credit risk and portfolio health, applying knowledge of regulatory guidelines and risk management practices to make sound lending decisions.

Qualifications

  • CA/MBA in Finance or equivalent.
  • Experience in credit appraisal for retail products (home loans, personal loans).
  • Strong analytical skills and attention to detail.
  • Knowledge of regulatory guidelines and risk management practices.

Responsibilities

  • Assess creditworthiness of retail loan applicants, analyze financial statements, and ensure compliance with credit policies.
  • Manage credit risk and portfolio health.

Skills

Analytical skills
Attention to detail
Regulatory knowledge

Education

CA/MBA in Finance or equivalent

Job description

Hyderabad, India Full Time 9-15 LPA 3-6 years

Description

Assess creditworthiness of retail loan applicants, analyze financial statements, and ensure compliance with credit policies. Manage credit risk and portfolio health.

Requirements
  • CA/MBA in Finance or equivalent
  • Experience in credit appraisal for retail products (home loans, personal loans)
  • Strong analytical skills and attention to detail
  • Knowledge of regulatory guidelines and risk management practices
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