Credit Manager - Personal Loans

Kotak Securities Limited; Bengaluru; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Kotak Securities Limited is seeking a Credit Manager for Personal Loans to oversee credit assessment, approval, and monitoring within a robust risk framework.

The role requires ensuring policy adherence, coordinating with cross-functional teams, and maintaining stakeholder relationships to optimize loan disbursal and portfolio quality.

Qualifications

• Experience in credit operations for personal loans.
• Strong knowledge of credit policy and risk management.
• Analytical ability to assess credit data and financial statements.

Responsibilities

• Oversee credit assessment, approval, and monitoring for personal loans.
• Ensure compliance with credit policies and risk guidelines.
• Coordinate with internal teams to facilitate loan disbursal.
• Analyze credit data and financial statements to evaluate creditworthiness.
• Maintain relationships with stakeholders to support credit functions.
• Monitor portfolio quality and take corrective actions as needed.
• Collaborate with banking/finance partners to manage credit risks.

Job description

• Credit Manager-Personal Loan-Credit - Responsible for managing credit operations related to personal loans.
• - Oversee credit assessment, approval, and monitoring processes.
• - Ensure compliance with credit policies and risk management guidelines.
• - Coordinate with various teams to facilitate smooth loan disbursal.
• - Analyze credit data and financial statements to evaluate creditworthiness.
• - Maintain relationships with stakeholders to support credit functions.
• - Monitor portfolio quality and take corrective actions as needed.
• - Work closely with the banking and financial services sector to manage credit risks effectively.