Credit Manager_Business Loans-Credit_Kolkata

Kotak Mahindra Bank; Kolkata District; On-site; INR 600,000 - 900,000; Full time

Job summary

Kotak Mahindra Bank is seeking a Credit Underwriter for its Credit Card division in India. The role focuses on evaluating and processing credit card applications, ensuring policy compliance and KYC adherence, with emphasis on analytical assessment of financials and timely reporting.

The candidate will manage turnaround times, maintain audit quality, and coordinate with verification agencies to ensure accurate reporting, supporting underwriting efficiency.

Responsibilities

• Screen and evaluate customer proposals for credit cards under various programs.
• Ensure compliance with credit card policies and KYC guidelines.
• Analyze financials and assess customer creditworthiness for approval or rejection.
• Process cases within defined turnaround times (TAT).
• Maintain acceptable audit quality reports monthly.
• Coordinate with verification agencies for timely report submission.
• Cross-verify verification reports for accuracy.

Job description

Job Description

We are seeking a detail-oriented and experienced Credit Underwriter to join our Credit Card division. The ideal candidate will be responsible for evaluating and processing credit card applications under various programs, ensuring compliance with credit policies and KYC guidelines. This role requires strong analytical skills to assess financials and determine customer creditworthiness, along with the ability to maintain high audit standards and turnaround times. The candidate will also coordinate with verification agencies to ensure timely and accurate reporting, and play a key role in maintaining the quality and efficiency of the underwriting process.

Responsibilities

• Screen and evaluate customer proposals for credit cards under various programs.
• Ensure compliance with credit card policies and KYC guidelines.
• Analyze financials and assess customer creditworthiness for approval or rejection.
• Process cases within defined turnaround times (TAT).
• Maintain acceptable audit quality reports monthly.
• Coordinate with verification agencies for timely report submission.
• Cross-verify verification reports for accuracy.

Requirements