Credit Manager

Bankjobsnearme; Faridabad District; On-site; INR 1,200,000 - 2,000,000; Full time

Benefits offered by this job

Salary incentives

Professional development

Health benefits

Job summary

Bankjobsnearme is seeking a Credit Manager to lead the credit department in evaluating loan applications, performing risk assessments, and developing robust credit policies. The role emphasizes leadership and strategic thinking to align credit decisions with business objectives.

The successful candidate will collaborate with multiple departments to streamline the credit process, ensure policy compliance, and drive performance within the team. A background in finance and banking is essential.

Qualifications

• Bachelor's degree in finance, business administration, or related field.
• 5-10 years of experience in credit management or banking.
• Strong leadership and analytical skills.

Responsibilities

• Evaluate loan applications and credit risk assessments.
• Manage and mentor the credit team to enhance performance.
• Develop and implement credit policies in compliance with regulations.
• Collaborate with other departments to streamline credit processes.

Skills

Credit analysis

Risk management

Leadership

Financial modeling

Regulatory compliance

Credit software

Education

Bachelor's degree in finance

Tools

Credit management software

Job description

As a Credit Manager, you will lead the credit department in ensuring compliance with lending policies and guidelines. Your role involves evaluating loan applications, conducting thorough credit risk assessments, and developing effective credit policies. This position is ideal for seasoned banking professionals eager to take on leadership responsibilities.

You will work closely with various departments to streamline the credit approval process and mitigate risks. Our client values strategic thinking and leadership, offering you the opportunity to implement credit solutions that align with their business objectives.

Key Responsibilities

• Evaluate loan applications and conduct credit risk assessments.
• Manage and mentor the credit team to enhance performance.
• Develop and implement credit policies in compliance with regulations.
• Collaborate with other departments to streamline credit processes.

Qualifications

• Bachelor's degree in finance, business administration, or related field.
• 5-10 years of experience in credit management or banking.
• Strong leadership and analytical skills.

Benefits & Perks

• Attractive salary package with performance incentives.
• Professional development opportunities.
• Health and wellness benefits.

Skills

• Expertise in credit analysis and risk management.
• Strong leadership and team management skills.
• Proficiency in financial modeling and analysis.
• Knowledge of regulatory compliance in banking.
• Familiarity with credit management software.