Credit Manager

PeopleStrong Pte Ltd; Amravati; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Credit Manager for the Amravati branch, Maharashtra. The role focuses on evaluating credit applications, validating financial data, and approving or rejecting credits per policy.

You will conduct risk analyses, set credit limits, and prepare reports for senior leadership, helping optimize portfolio quality and collections performance.

Qualifications

• MBA required.
• Experience in credit evaluation.
• Strong analytical and risk assessment skills.

Responsibilities

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.

Skills

Customer Focus

Team Working

Education

MBA

Job description

Employment Type Permanent

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Affordable Housing

Department Housing Loan

Sub-Department Credit

Generic Role Credit Manager

External Title (Job Role) Credit Manager

Division Affordable Housing

Zone West

State Maharashtra

PT Location Maharastra

Branch Code 9061

Branch Name Amravati

Skill

Customer Focus Team Working

MBA

Job Description

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.