Credit Financing & Collection Manager

Enerjazz (YC S21); Dadri; On-site; INR 500,000 - 900,000; Full time

Benefits offered by this job

Competitive salary

Impactful work helping e-rickshaw drivers

Growth opportunities

Job summary

A YC-backed startup in battery financing is seeking a Credit Financing & Collection Manager to oversee credit control and collections for e-rickshaw battery financing. The ideal candidate will have 4-7 years of experience in collections, strong skills in phone-based collections, and proficiency in Excel and CRM tools. This office-based role in Noida focuses on impactful work that helps e-rickshaw drivers, offering competitive salary and growth opportunities.

Qualifications

• 4-7 years in collections/credit control, preferably in NBFC, microfinance, or fintech.
• Proven experience in phone-based collections.
• Comfortable working in a fast-paced startup environment.

Responsibilities

• Own credit control and collections for e-rickshaw battery financing.
• Handle telephonic collections: outbound calls, payment reminders, follow-ups.
• Prepare and update daily/weekly MIS: aging reports, collection efficiency.

Skills

Phone-based collections

Excel (pivots, dashboards)

CRM tools

Communication (Hindi & English)

Education

Graduate in Commerce or Finance

Tools

Google Sheets

Job description

Position: Credit Financing & Collection Manager Location: Noida, Uttar Pradesh (Office-based) Company: Enerjazz – YC-backed lithium-ion battery startup for e-rickshaws

Role Overview

Own credit control and collections for e-rickshaw battery financing. Focus on timely recovery of EMIs/dues through phone calls and maintain accurate MIS/reports to keep portfolio healthy and cash flow strong.

Key Responsibilities

• Handle telephonic collections: outbound calls for payment reminders, follow-ups on overdue accounts, negotiations, and dispute resolution.
• Track and recover dues with high efficiency (target >90-95% collection).
• Prepare and update daily/weekly MIS: aging reports (0-30, 31-60, 61-90+ days), collection efficiency, cash collected vs. target.
• Use Excel/Google Sheets and CRM to maintain accurate records of all dues, payments, and exceptions.
• Work closely with customer support, field team, and finance to resolve issues quickly.
• Follow SOPs, educate customers on timely payments, and elevate high-risk cases.
• Monitor portfolio health and suggest ways to reduce defaults.

Requirements

• 4–7 years in collections/credit control (preferably NBFC, microfinance, vehicle financing, or fintech).
• Strong experience in phone-based collections
• Excellent with Excel (pivots, dashboards), Google Sheets, and CRM tools.
• Fluent in Hindi & English; good at firm yet empathetic communication.
• Graduate (Commerce/Finance preferred).
• Organized, target-driven, comfortable in startup pace.

Preferred

• Experience in EV, e-rickshaw, or asset financing.
• Knowledge of digital reminders, auto-debit, WhatsApp/SMS collections.

What We Offer

• Competitive salary
• Impactful work helping e-rickshaw drivers earn more sustainably.
• Office-based role in Noida with growth opportunities.