Credit Card Marketing Analytics Analyst - Python, SQL and PySpark

Citigroup Inc.; Gurugram District; On-site; INR 1,200,000 - 2,100,000; Full time

Job summary

Citigroup Inc. in India is seeking a Business Analytics Int Analyst developing professional role. You will gather data from cross-functional stakeholders, examine past performance, and translate data into actionable insights to support business planning and decision making.

The role emphasizes analytical thinking, detail orientation, and collaboration with partners. You will explore data sources, apply patterns, and recommend strategic opportunities while ensuring risk considerations and

Qualifications

• 5-7 years of experience in consumer banking analytics.
• Financial analytics for consumer banking experience.
• Proficiency in PySpark, Python, SAS, SQL.

Responsibilities

• Gathers operational data from cross-functional stakeholders to examine past performance.
• Identifies data patterns and trends and provides insights to enhance business decision making.
• Recommends actions for future developments and strategic opportunities and enhancements to policies.
• May be involved in exploratory data analysis, confirmatory data analysis, or qualitative analysis.
• Translate data into consumer behavioral insights to drive targeting and segmentation strategies and communicate findings to leaders.
• Continuously improve processes and strategies by evaluating new data sources, tools, and capabilities.
• Collaborate with internal and external partners to build, implement, track and improve decision strategies.
• Assess risk in business decisions, ensure compliance with laws and regulations, and escalate/control issues with transparency.
• Background: Preferred: Credit Card Marketing analytics, and P&L understanding.

Skills

PySpark

Python

SAS

SQL

Education

Masters degree or equivalent experience

Job description

The Business Analytics Int Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the sub function/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information. Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely related teams.

Responsibilities

• Gathers operational data from various cross functional stakeholders to examine past business performance.
• Identifies data patterns & trends, and provides insights to enhance business decision making capability in business planning, process improvement, solution assessment etc.
• Recommends actions for future developments & strategic business opportunities, as well as enhancements to operational policies.
• May be involved in exploratory data analysis, confirmatory data analysis and/or qualitative analysis.
• Translate data into consumer or customer behavioral insights to drive targeting and segmentation strategies, and communicate clearly and effectively to business partners and senior leaders all findings
• Continuously improve processes and strategies by exploring and evaluating new data sources, tools, and capabilities
• Work closely with internal and external business partners in building, implementing, tracking and improving decision strategies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
• Background:
• Preferred: Credit Card Marketing analytics with thorough understanding of Cards P&L, Campaign Optimization, P&L simulation, Financial forecasting, Marketing strategy

Qualifications

Exp: 5-7yrs

Minimum: Consumer Banking analytics, Financial Analytics for consumer banking

Tech: PySpark, Python, SAS, SQL

Agentic AI development experience is 'good to have'.

Education

• Masters degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group

Decision Management

Job Family

Business Analysis

Time Type

Full time

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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