Credit Analyst - SME| Coimbatore

CSB Bank; Coimbatore District; On-site; INR 600,000 - 840,000; Full time

Job summary

CSB Bank in Tamil Nadu is seeking a credit professional with 1–5 years of experience to appraise, recommend and approve credit proposals within the delegation of authority. The role involves reviewing delinquent cases, monitoring NPAs, and visiting customers for portfolio development.

The position requires graduate-level education with CA or MBA being advantageous, and involves identifying process gaps and implementing internal controls to address risks.

Qualifications

• Training and knowledge sharing are essential components of the role.
• Stakeholders management to coordinate with internal and external parties.
• Experience range 1–5 years in related banking or credit roles.

Responsibilities

• Appraise/Recommend/Approve Credit Proposals as per the delegation of authority.
• Review delinquent cases and document learnings/portfolio reviews for Risk Management.
• Recommend changes to Policy, Process based on local nuances/competitor feedback.
• Implement system integration plans.
• Monitor NPA and keep a track of it.
• Customer visits for PD.
• Identification of process and policy gaps & potential risk arising out of it.
• Suggesting internal control measures and ensure implementation.

Skills

Training & Knowledge Sharing

Stakeholders Management

Education

Graduate (Any Specialisation)

CA

MBA

Job description

- Training & Knowledge Sharing

- Stakeholders Management

Experience Range : 1 to 5 Years

Qualifications :
Graduate (Any Specialisation)
CA
MBA

1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority.
2) Review delinquent cases and document learnings / portfolio reviews for Risk Management
3) Recommend changes to Policy, Process based on local nuances / competitor feedback
4) Implement system integration plans
5) Monitor NPA and keep a track of it
6) Customer visits for PD
7) Identification of process and policy gaps & potential risk arising out of it.
8) Suggesting internal control measures and ensures implementation to address such gaps

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