Credit Analyst

Insight Advisors Private Limited; Pune District; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Bravient Advisors Private Limited seeks a Senior Loan Associate - Parabroker with strong Australian mortgage loan processing experience. The candidate will drive loan processing efficiency, handle a high volume of applications, and ensure customer satisfaction while maintaining regulatory compliance.

The role requires proficiency with Mercury Nexus CRM, HubSpot, and Infinity, plus ability to coordinate with brokers and internal teams. Australian shift may be involved.

Qualifications

• 4+ years of experience in Australian mortgage loan processing or similar
• Proficiency with loan processing software and online platforms
• Experience with mortgage industry regulatory requirements

Responsibilities

• Borrowing Capacity (BC) processing: assess borrower capacity against financials and guidelines
• Loan analysis: determine eligibility and structure of loans
• Loan processing: handle high volume of applications end-to-end
• Missing Information Reports (MIR): request missing docs promptly
• System proficiency: use HubSpot and Infinity for data management
• Client relationship management: maintain broker and client relationships
• Team collaboration: work with internal teams to ensure smooth processing and closing
• Compliance adherence: stay updated on regulations and policies

Skills

Loan processing

Customer service

Regulatory compliance

Team collaboration

HubSpot

Infinity

Mercury Nexus CRM

Documentation

Lender policy knowledge

Tools

Mercury Nexus CRM

HubSpot

Infinity

Job description

Bravient Advisors Private Limited | Full time

Shift: Australian shift (From 6 AMonwards)

Note: Compulsory Australian Mortgageexperience

• 4+ years of experience in loanprocessing, preferably with experience in handling complex loan applications.
• Proficiency in using loan processingsoftware (e.g., Mercury Nexus) and online application platforms (e.g., AOL,Loanapp).
• Comfortable working on Teams the wholeshift
  

About the Role:

• Company is seeking a highly skilled andexperienced Senior Loan Associate - Parabroker to join our team. The idealcandidate will have a minimum of four years of experience in Australianmortgage loan processing and a deep understanding of the mortgage industry.
• This role requires a highly motivatedindividual with a proven track record of success in the mortgage industry. Thesuccessful candidate will be responsible for driving loan processing efficiencyand ensuring customer satisfaction.

Key Responsibilities:

• Borrowing Capacity (BC) Processing:Accurately assess borrower's borrowing capacity based on financial informationand lender guidelines.
• Loan Analysis: Conduct comprehensive loananalysis to determine loan eligibility and structure.
• Loan Processing: Manage a high volume ofloan applications from start to finish, ensuring adherence to compliance andregulatory requirements.
• Missing Information Reports (MIR):Efficiently identify and request missing documentation from borrowers,maintaining timely loan progression.
• System Proficiency: Demonstrateproficiency in HubSpot and Infinity to manage customer data and loaninformation effectively.
• Client Relationship Management: Build andmaintain strong relationships with brokers and clients, providing exceptionalcustomer service.
• Team Collaboration: Collaborate withinternal teams to ensure seamless loan processing and closing.
• Compliance Adherence: Stay updated onindustry regulations and ensure compliance with all relevant laws and policies.
  

Key Skills & Qualities:

• In-depth knowledge of common bankingjargon and home loan process
• Knowledge of Borrowing Capacity andlender policy is important.
• With technical know-how on documentationrequirements in housing loans
• Accurate and efficient in data entries
• Coordination skills in dealing with Banklenders on housing loan processing
• A plus if with experience in working withMercury Nexus CRM
• Proven experience in customer service.
• Willingness to undergo and passbackground check as a condition of employment (a consent form will be providedto shortlisted candidates)