Credit Analyst

Crisil; Mumbai; On-site; INR 1,200,000 - 2,000,000; Full time

Job summary

Crisil is seeking a credit analytics professional to develop and defend a first-principles credit framework for rating various sectors. You will test criteria with data, incorporate feedback from the market, and present results to a senior committee.

The role requires strong statistical knowledge and the ability to translate complex credit concepts into clear criteria and materials for franchise outreach and regulatory awareness.

Qualifications

• 0-4 years of experience in a similar NBFC role.
• Strong understanding of budgeting, forecasting, and risk assessment.

Responsibilities

• Understand credit nuances across sectors and formulate credit framework and rating criteria.
• Incorporate feedback from credit market and senior analysts.
• Test proposed criteria with data and present results to credit committee.
• Articulate and defend the credit framework in committee meetings.
• Prepare internal and external materials on credit criteria for presentations.

Skills

Statistics concepts

Financial management

Forecasting

Budgeting

Risk assessment

Tools

Excel

PowerPoint

Job description

Roles and Responsibilities :

• Understand credit nuances of variety of sectors. Formulate credit framework and rating criteria on first principle basis; this credit framework and rating criteria will guide credit analysts to recommend ratings
• Ability to take feedback from credit market and senior credit analysts regarding sectors
  
• Test the proposed credit criteria with data and present the results to a credit committee comprising senior credit members
  
• Articulate the credit framework in criteria committee and defend the same
• Manage and support material for internal and external presentations on the credit criteria
  
• Requires grasp of statistical concepts
• Presentation and research on capital markets for franchise and outreach activities
• Be aware of developments in Indian debt capital markets including regulatory changes

Job Requirements :

• 0-4 years of experience in a similar role within the NBFC industry.
• Strong understanding of financial management principles, including budgeting, forecasting, and risk assessment.
• Proficiency in preparing complex reports using tools like Excel or PowerPoint.
• Excellent presentation skills with ability to communicate technical information effectively.