CRE Environmental Risk Review Analyst

JPMorganChase; Bengaluru; On-site; INR 1,200,000 - 1,600,000; Full time

Job summary

JPMorganChase Bengaluru invites an Environmental Risk Review Analyst to join a dynamic team focused on environmental due diligence for real estate lending. You will review reports, procure environmental data, and provide technical opinions to guide underwriting and risk management.

Ideal candidates have 2–4 years of experience in analyzing environmental reports, strong communication, and familiarity with regulatory guidelines.

Qualifications

• Analyze environmental reports related to real estate lending and risk management.
• 2-4 years of experience in analyzing environmental reports with a lender, consultant, or property manager.
• Concise oral and written communication with internal/external stakeholders.
• Understanding regulatory guidelines applicable to banks concerning environmental issues.

Responsibilities

• Review environmental records/reports for commercial real estate secured loan transactions; prepare review memoranda.
• Conduct collateral-asset analysis and act as a link between Bank personnel and environmental report data.
• Coordinate and monitor RFPs, project scope, awards, and review of environmental consultants.
• Perform research to supplement environmental information in real estate collateral; support special projects as assigned.

Skills

Environmental risk analysis

Environmental reporting

Communication skills

MS Office

Python

Alteryx

Education

Bachelor’s degree in environmental sciences or related field

Tools

Python

Alteryx

Job description

Description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view

As an Environmental Risk Review Analyst you will serve to procure, review and analyze environmental reports relating to the Bank’s real estate lending in order to identify environmental conditions impacting secured real estate and/or owned real estate. Review and analyze various reports and providing technical opinions as to the adequacy and appropriateness of findings, conclusions and recommendations. Assist LOB within JPMC by providing technical expertise concerning environmental due diligence and the risks associated with underwriting real estate. Interface with internal departments and external consultants performing due diligence to interpret and explain the findings, conclusions and recommendations in environmental reports.

Job responsibilities

• Review environmental records/reports related to commercial real estate secured loan transactions. Prepare review memoranda. Procure environmental reports from qualified consultants when required in connection with ERM guidelines and procedures.

• Conduct collateral-asset analysis on real estate lending, management, and REO acquisition/ disposition processes. Serves as a link between Bank personnel and the data provided in environmental reports.Provides timely review, analyses, and recommendations.

• Coordinate and monitor and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants.

• Perform independent research of available resources to supplement environmental information in connection with real estate collateral.

• Perform special projects as assigned including analysis of environmental exposures in connection with bank acquisitions and audit responses. Assist in qualifying environmental firms to perform work for the Bank.

• Perform environmental reviews involving complex environmental reports and property situations, such as contaminated properties undergoing or in need of remediation.

• Critically review scopes of work for Phase II subsurface investigations and remedial action plans.

• Provide ongoing evaluation of the operational environments, recommending efficiency enhancements, initiating improvements through planning, organizing, streamlining and directing the development, maintenance, and enhancement of workgroups.

Role, Requirement and capabilities

• Bachelor’s degree or equivalent education in environmental sciences or related fields, and may hold other professional designations or certifications as appropriate depending on the nature of assignments (i.e. Registered Environmental Assessor, Certified Asbestos Consultant, etc.).

• 2-4 years of experience in analyzing environmental reports relating to real estate lending and loan administration, risk management and loss prevention programs with an environmental consultant, lender or property management firm protecting that organization’s or clients’ commercial real estate activities and assets.

• Concise oral and written communication skills; frequent interaction with internal managers, bankers, customers, external vendors, and other external representatives; networking with industry peers; make speeches or presentations; produce and distribute non-routine written materials with technical content, such as correspondence/memoranda, reports and information summaries.

• Recognize, identify and minimize/eliminate unacceptable environmental risk conditions affecting secured and/or owned real estate.

• Apply sound judgment and decision making in accordance with policies, practices and objectives of the Department and the Bank.

• Understand and apply regulatory guidelines applicable to banks concerning environmental issues.

• Effectively communicate environmental findings, conclusions, and recommendations to internal customers, verbally and in writing.

• Establish and maintain effective working relationships as required by the position.

• Ability to elevate / clarify queries, work with limited supervision, receiving minimum instructions on assignments.

• Strong knowledge of MS-office suite of applications. Working Knowledge of Python and Alteryx will be an added advantage.

• Candidate should be open to work in Mid-day / evening shifts