WCR Portfolio Analytics - Associate

JPMorganChase; Mumbai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

JPMorganChase in Mumbai seeks a Risk Management and Compliance professional to analyze CRE data, assess loan risk, and lead portfolio research. You will leverage Python/SQL for data handling, back-testing, and analytics to support decision-making.

The role may involve applying LLM-based synthesis for reports and collaborating with modeling teams and senior stakeholders. Ideal candidates have 3+ years of relevant experience, strong problem-solving and communication skills, and a passion for

Qualifications

• Bachelor's or Master's degree in Mathematics, Statistics, Finance, or related fields.
• 3+ years of relevant work experience is required.
• Excellent problem-solving, communication, and teamwork skills.
• Strong proficiency in Excel and PowerPoint and the ability to develop proficiency in dashboard, mapping, and data visualization software.
• Relevant work experience in software, programming or coding such as Alteryx, Python or SQL.
• Desire to use modern technologies as a disruptive influence within banking.
• Attentive to detail and easily adaptable.
• Enthusiastic about knowledge sharing and collaboration.
• Strong interpersonal skills - you listen and communicate in a direct, succinct manner.
• Proven ability to develop collaborative relationships with key internal partners to achieve objectives and prioritizations.

Responsibilities

• Evaluate CRE data including portfolio concentrations, client and property financials, appraisal, macro-economic data, and real estate market trends and assess impacts on loan performance and risk grading across all property types.
• Analyze CRE loan risk grading methodologies to identify opportunities for process optimization and more efficient decision-making, leveraging loan characteristics, key performance metrics, and industry/sector trends.
• Lead thematic and portfolio research initiatives focused on identifying and analyzing emerging risk trends and informing proactive risk management strategies.
• Utilize strong Python and SQL skills to manage and manipulate large data sets, backtest, and conduct portfolio analytics to validate models.
• (Optional) Apply LLM skills to synthesize information from multiple sources, generating comprehensive reports.
• Develop/refine RSA factors to create analytics-driven market and portfolio insights and indicators for monitoring.
• Partner with modeling teams for CRE grading model back-testing and ongoing performance monitoring.
• Work with senior stakeholders to maintain elevated risk segmentation and provide specialized analysis.

Skills

Python

SQL

Excel

PowerPoint

Tableau

QlikSense

Communication

Teamwork

Problem-Solving

Stakeholder Management

Education

Bachelor's degree in Mathematics, Statistics, Finance, or related fields

Master's degree or higher (preferred)

Tools

Alteryx

Job description

Job Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Job Responsibilities

• Evaluate CRE data including portfolio concentrations, client and property financials, appraisal, macro-economic data, and real estate market trends and assess the impacts on loan performance and risk grading across all property types (including construction)
• Analyze CRE loan risk grading methodologies to identify opportunities for process optimization and more efficient decision-making, leveraging loan characteristics, key performance metrics, and industry/sector trends. Partner with technology/production partners for any use-case/solution deployment
• Lead thematic and portfolio research initiatives focused on identifying and analyzing emerging risk trends. This involves synthesizing data and insights to understand how these trends impact industry dynamics and credit risk, thereby informing the development of proactive risk management strategies
• Utilize strong Python and SQL skills to efficiently manage and manipulate large data sets. This includes performing backtesting and conducting detailed portfolio analytics to validate models and ensure the robustness of credit risk assessments.
• (Optional) Apply Large Language Model (LLM) skills to synthesize information from multiple sources, generating systematic and comprehensive reports. This capability will enhance the ability to integrate diverse data points and insights into cohesive analyses that support strategic decision-making.
• Develop/refine Risk and Strength Assessment (RSA) factors to create analytics-driven market and portfolio insights and indicators, enabling continuous monitoring frameworks for proactive risk identification
• Partner with modeling teams for CRE grading model back-testing, ongoing performance monitoring
• Work in close collaboration with senior stakeholders to maintain/monitor elevated risk segmentation, identify top risks, and provide specialized analysis and review as requested

Required Qualifications, Skills, And Capabilities

• Bachelor's or Master's degree in Mathematics, Statistics, Finance, or related fields.
• 3+ years of relevant work experience is required.
• Excellent problem-solving, communication, and teamwork skills.
• Strong proficiency in Excel and PowerPoint and the ability to develop proficiency in dashboard, mapping, and data visualization software (i.e. Tableau, QlikSense)
• Relevant work experience in software, programming or coding such as Alteryx, Python or SQL.
• Desire to use modern technologies as a disruptive influence within banking.
• Attentive to detail and easily adaptable.
• Enthusiastic about knowledge sharing and collaboration.
• Strong interpersonal skills - you listen and communicate in a direct, succinct manner.
• Proven ability to develop collaborative relationships with key internal partners to achieve objectives and prioritizations.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.