WCR Portfolio Analytics - Associate

JPMorgan Chase Bank; Mumbai; On-site; INR 1,200,000 - 2,100,000; Full time

Job summary

JPMorgan Chase Bank seeks a senior Analyst in Mumbai to join Wholesale CRE Portfolio Analytics, researching market trends and evaluating their effects on a CRE portfolio valued at well over $200 billion. You will synthesize data, build models, and deliver insights that guide risk decisions.

Responsibilities include validating CRE risk models, conducting backtests, and partnering with technology teams to deploy analytics solutions. Strong Python/SQL and data visualization skills are essential.

Qualifications

• Bachelor's or Master's degree in Mathematics, Statistics, Finance, or related fields.
• 3+ years of relevant work experience required.
• Strong problem-solving, communication, and teamwork skills.
• Proficiency in Excel and PowerPoint; ability to develop dashboards and data visualization (Tableau, QlikSense).
• Experience with Alteryx, Python or SQL.
• Interest in using modern technologies as disruptive tools in banking.
• Attention to detail and collaborative mindset.

Responsibilities

• Evaluate CRE data: portfolio concentrations, client and property financials, appraisals, macro-economic data, and market trends; assess impacts on loan performance and risk grades across all property types (including construction).
• Analyze CRE loan risk grading methodologies to identify opportunities for process optimization and efficient decision-making; partner with technology/production teams for deployments.
• Lead thematic and portfolio research on emerging risk trends; synthesize data to inform proactive risk management strategies.
• Utilize Python and SQL to manage large datasets; perform backtesting and portfolio analytics to validate models and risk assessments.
• (Optional) Apply LLM skills to synthesize information from multiple sources for comprehensive reports.
• Develop/refine RSA factors to create analytics-driven market and portfolio insights for continuous monitoring.
• Partner with modeling teams for CRE grading model back-testing and performance monitoring.
• Collaborate with senior stakeholders to maintain elevated risk segmentation and provide targeted analysis.

Skills

Python

SQL

Excel

PowerPoint

Data viz

Tableau

QlikSense

Education

Bachelor's or Master's degree in Mathematics, Statistics, Finance, or related fields

Tools

Alteryx

Tableau

QlikSense

Python

SQL

Excel

PowerPoint

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a valued member of the Wholesale CRE Portfolio Analytics team, you will be responsible for the research and evaluation of commercial real estate market trends and economic impacts on a >$200 billion CRE portfolio.

Job Responsibilities:

• Evaluate CRE data including portfolio concentrations, client and property financials, appraisal, macro-economic data, and real estate market trends and assess the impacts on loan performance and risk grading across all property types (including construction)
• Analyze CRE loan risk grading methodologies to identify opportunities for process optimization and more efficient decision-making, leveraging loan characteristics, key performance metrics, and industry/sector trends. Partner with technology/production partners for any use‑case/solution deployment
• Lead thematic and portfolio research initiatives focused on identifying and analyzing emerging risk trends. This involves synthesizing data and insights to understand how these trends impact industry dynamics and credit risk, thereby informing the development of proactive risk management strategies
• Utilize strong Python and SQL skills to efficiently manage and manipulate large data sets. This includes performing backtesting and conducting detailed portfolio analytics to validate models and ensure the robustness of credit risk assessments.
• (Optional) Apply Large Language Model (LLM) skills to synthesize information from multiple sources, generating systematic and comprehensive reports. This capability will enhance the ability to integrate diverse data points and insights into cohesive analyses that support strategic decision-making.
• Develop/refine Risk and Strength Assessment (RSA) factors to create analytics-driven market and portfolio insights and indicators, enabling continuous monitoring frameworks for proactive risk identification
• Partner with modeling teams for CRE grading model back-testing, ongoing performance monitoring
• Work in close collaboration with senior stakeholders to maintain/monitor elevated risk segmentation, identify top risks, and provide specialized analysis and review as requested

Required Qualifications, Skills, and Capabilities:

• Bachelor s or Master s degree in Mathematics, Statistics, Finance, or related fields.
• 3+ years of relevant work experience is required.
• Excellent problem-solving, communication, and teamwork skills.
• Strong proficiency in Excel and PowerPoint and the ability to develop proficiency in dashboard, mapping, and data visualization software (i.e. Tableau, QlikSense)
• Relevant work experience in software, programming or coding such as Alteryx, Python or SQL.
• Desire to use modern technologies as a disruptive influence within banking.
• Attentive to detail and easily adaptable.
• Enthusiastic about knowledge sharing and collaboration.
• Strong interpersonal skills - you listen and communicate in a direct, succinct manner.
• Proven ability to develop collaborative relationships with key internal partners to achieve objectives and prioritizations.