Compliance AML Analyst

Credila Financial Services Limited; Mumbai; On-site; INR 800,000 - 1,200,000; Full time

Job summary

A major non-banking financial company in Mumbai seeks a Compliance and AML Analyst to support regulatory adherence and oversee AML/CFT processes. This role requires a Bachelor’s degree and 4-5 years of related experience. Responsibilities include conducting compliance testing, preparing regulatory reports, and managing internal audits. Ideal candidates have strong analytical skills and are proficient in sanction screening tools as well as transaction monitoring systems. Join a dynamic team focused on financial integrity and compliance.

Qualifications

• 4-5 years of experience in anti-money laundering/financial crime compliance and related NBFC compliance roles.
• Strong knowledge of PMLA, FIU-IND reporting requirements, and RBI NBFC regulations.
• Integrity, discretion, and ability to handle confidential information.

Responsibilities

• Ensure effective implementation of AML policies and procedures.
• Conduct sanction screening and transaction monitoring.
• Prepare and file STRs and CTRs through FINNET 2.0.

Skills

Anti-money laundering compliance

Financial crime compliance

Communication skills

Analytical mindset

Proficiency in MS Office

Education

Bachelor’s degree in commerce, Law, or related discipline

Tools

FINNET 2.0

Sanction screening tools

Transaction monitoring systems

Job description

Head HR & CSR at Credila Financial Services Pvt. Ltd.

About the Company

Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.

Job Description:

The Compliance and AML Analyst will support the Compliance function in ensuring adherence to regulatory and internal compliance requirements of the NBFC. The role involves oversight and execution of Anti-Money Laundering (AML) and Countering Financing of Terrorism (CFT) processes, regulatory reporting, compliance monitoring, and providing analytical support in audits, inspections, and management reporting.

Responsibilities

AML/CFT Compliance

• Ensure effective implementation of AML/CFT policies and procedures in line with PMLA, RBI Master Directions, and FIU-IND requirements.
• Conduct sanction screening and transaction monitoring on an ongoing basis; elevate suspicious activities in line with internal procedures.
• Prepare and file STRs, CTRs, and other regulatory reports through FINNET 2.0.
• Maintain and periodically update customer risk categorization and due diligence records.
• Assist in AML system validation, scenario tuning, and parameter review exercises.
• Coordinate and support FIU-IND queries, inspections, and information requests.
• Maintain thorough documentation of suspicious activity investigations and ensure compliance with internal reporting protocols.

Compliance Monitoring & Reporting

• Support in RBI and regulatory return filings and ensure timely submissions.
• Conduct compliance testing and follow-up on action plans arising from audit and inspection observations.
• Assist in maintaining a compliance calendar, ensuring timely tracking of regulatory developments and circulars.
• Prepare compliance dashboards, reports, and presentations for submission to senior management, Audit Committee, and the Board.

Advisory & Research

• Undertake research on RBI guidelines, circulars, and NBFC-specific regulations to assist in interpretation and implementation.
• Support the advisory function by analyzing regulatory requirements and their applicability to new products, services, or business models.
• Support in the design, delivery, and periodic review of AML/CFT and regulatory compliance training across the organization.
• Maintain training records and ensure ongoing compliance awareness among staff.

Audit & Inspection Support

• Liaise with internal and external auditors, RBI inspection teams, and other regulatory agencies as required.
• Ensure proper documentation, tracker and closure of compliance observations and inspection findings.

Skills and Experience:

• 4-5 years of experience in anti-money laundering/financial crime compliance and related NBFC compliance roles.
• Strong knowledge of PMLA, FIU-IND reporting requirements, and RBI NBFC regulations.
• Hands‑on experience with sanction screening tools and transaction monitoring systems.
• Working knowledge of FINNET 2.0 platform and regulatory return preparation.
• Analytical mindset with attention to detail and ability to handle large datasets.
• Good written and verbal communication skills; proficiency in MS Office (Excel, PowerPoint, Word).
• Integrity, discretion, and ability to handle confidential information.

Qualifications:

• Bachelor’s degree in commerce, Law, or related discipline. Candidates with a compliance and/or legal background preferred.

Seniority level

• Associate

Employment type

• Full‑time

Job function

• Finance and Legal

Industries

• Financial Services and Banking