Commercial Product Manager

equifax; Mumbai; Hybrid; INR 3,000,000 - 6,000,000; Full time

Benefits offered by this job

Hybrid work setting

Healthcare package

Paid time off

Job summary

Equifax India is seeking a Commercial Product Manager to own the lifecycle of Commercial Credit Bureau offerings. You will work with stakeholders to create unique MSME risk products and drive revenue growth in the consumer lending space.

You will lead strategy, prioritization, and go-to-market plans across the product portfolio, collaborating with global teams and sales to meet targets in a hybrid work setting.

Qualifications

• 10+ years of experience managing complex products and programs.
• 4+ years in banking or lending related products.
• Bachelor's degree in business, engineering, or related field.
• Strong communication and collaboration across teams.

Responsibilities

• Manage the suite of existing products, ensuring relevance, efficacy and adoption.
• Create new offerings and drive build and go-to-market execution.
• Comply with regulatory direction on product constructs.
• Lead product strategy, roadmaps and design aligned to market needs.
• Define requirements and collaborate with cross-functional teams.
• Create collateral for sales and train the sales team on client queries.
• Work with Sales to gather feedback and understand client expectations.
• Track revenue and support targets.
• Identify partnerships to drive revenue growth and market penetration.
• Engage with global product teams to share best practices.

Skills

Product lifecycle management

Cross-functional collaboration

Strategic planning

Strong communication

Market awareness

Education

Bachelor's degree in business/engineering

MBA or MSc in Engineering (advantage)

Job description

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds, and make a meaningful impact, we want to hear from you.

Synopsis of the role

As the Commercial Product Manager, you will own the overall Product Life Cycle of our Commercial Credit Bureau offerings, including product ideation, design, build, launch, growth, enhancement and eventual sunset of Products. The candidate will work closely with internal and external stakeholders on creating meaningful product offerings in the Consumer lending space for Equifax India . The key objective is to create unique offerings that bring us ahead of the curve and keep our product portfolio competitive in the market; resulting in new/ increased revenue opportunities. You will be instrumental in scaling our Micro, Small, and Medium Enterprise (MSME) risk products, and driving the commercial roadmap.

What you'll do

• Manage the suite of existing products, keeping them relevant and up-to-date, ensuring implementation, efficacy and acceptability of the products.
• Create new offerings that address the needs of clients, market conditions and competitor product offerings and see them through build and go-to-market execution
• Comply with regulatory direction on Product constructs.
• Lead product strategy, road-mapping and design to align to market demand and strategic goals.
• Create product roadmaps and understand and decide prioritization of product build and deployments.
• Makes decisions guided by policies, procedures and business plan
• Defines product requirements and collaborates with cross functional team to implement product ideas
• Create product collateral and supporting material for sales team, train and assist the sales team on client queries
• Work with Sales on a regular basis in order to get product feedback and understand client expectations,
• Track revenue and support business in achieving targets
• Identify, implement and manage product partnerships to drive revenue growth and market penetration.
• Engage with global product teams to leverage best practices and global trends.

What experience you need

• 10+ years of professional work experience with a proven ability to manage complex products, projects and programs of these, 4 years should be in the banking/lending business .
• Experience in establishing marketing strategies (include product road map) including product direction, marketing communication, packaging, pricing, and future product development and manage a product over the product's life cycle.
• Bachelor's degree in business, engineering, or a field tied to the product's sector (tech, finance, etc.) required, Masters in Engineering or MBA will be an added advantage
• Ability to effectively communicate complex processes within and across teams.Skilled at working effectively with cross functional teams in an organization.
• Ability to work on multiple projects in various stages simultaneously
• Excellent written and verbal communication skills, with a focus on planning and documentation.

What could set you apart

• Strong communication, presentation, and public speaking skills.
• Attention to detail.
• Confident decision-making.
• Experience in working with multiple stakeholders

India

We offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.

Are you ready to power your possible?

Primary Location: IND-Mumbai-Equifax Credit Information Services

Function: Function - Product

Schedule: Full time