Collection Manager - Two Wheeler Loans - Soft Bkt

SkillLabs; Araria; On-site; INR 225,000 - 275,000; Full time

Job summary

SkillLabs in India is seeking a proactive collections professional with 2-3 years of experience in automotive products (LMV, TW, 3W, LCV, MCV, HCV). You will manage vendor portfolios, coordinate with agencies for resolution, audit repo processes, and ensure timely billing and escalations are handled efficiently.

The role requires independent performance, strong data management skills, and the ability to work with legal and enforcement teams to address chronic defaulters.

Qualifications

• 2-3 years of collections experience in automotive products (LMV/TW/3W/LCV/MCV/HCV).
• Experience managing collection agencies.
• Excellent data management skills.
• Strong individual performance orientation.

Responsibilities

• Allocate portfolios to vendors based on past performance and FOS availability.
• Review cases with FOS/TL and assign work by disposition code.
• Coordinate with agencies for call planning and provide support on difficult cases.
• Manage receipt book and repo kit allocation and periodic auditing.
• Close agency billing within 60 days after month-end work completed.
• Obtain prior approvals in repo cases and assist agencies with repo issues.
• Handle collections/repo-related customer service issues and escalations.
• Coordinate with legal team for actions against chronic defaulters and interactions with enforcement agencies.
• Track BKT resolution with agency and FO levels; monitor flow rates to next BKT.
• Recruit and train replacements for non-performing FOs as needed.
• Close CRM queries within defined TAT; address RCU audit queries promptly.
• Ensure 100% HHT utilization and report to ACM/RCM regularly.
• Inform IT if HHT is not functioning.

Skills

Collection experience

Agency management

Data management

Independent performer

Job description

Roles and Responsibilities :-

• Allocation of portfolio to vendor basis the past performance trend and FOS availability, creating adequate manpower capacity for the portfolio.
• Review cases with FOS / TL and work assignment basis the disposition code.
• Coordinating with agency resources and doing the call planning for better resolution, ensuring appropriate support to the agency on difficult cases.
• Receipt book & Repo kits allocation and auditing periodically
• Agency billing closure within 60 days of the work completed month.
• Ensuring prior approvals in repo cases & helping the agency manage repo related issues.
• Handling collection/repo related customer service issues/escalations.
• Coordinating with legal team for initiating legal actions against chronic defaulters & dealing with enforcement agencies in cases filed against the organisation by customers/third parties.
• BKT resolution with agency and FOs level need to be tracked & reviewed.
• Flow rates to next BKT needs to be restricted on the location you are handling.
• Remove the non-performing FOs and recruitment the fresh team and train as and when required.
• CRM queries needs to be closed as per the TAT assigned.
• RCU audit queries must be reverted before TAT and implementation of committed action at field level.
• Receipt book discrepancies needs to be discussed with agency and ensure no reoccurrence of such issues in field.
• HHT 100% utilization and report to be submitted to ACM / RCM on regular basis.
• HHT not working need to be informed to IT team for need of support.

Candidate Profile Required

• Minimum 2-3 Years of collection experience in any automotive products like LMV,TW,3W,LCV,MCV,HCV
• Experience in managing collection agencies
• Excellent data management skills
• Individual Performer