Client Relationship Manager

Hero Fincorp Ltd.; Gurugram District; Presencial; INR 1.500.000 - 2.500.000; Jornada completa

Descripción de la vacante

Hero Fincorp Ltd. in Gurgaon invites an experienced corporate finance professional to acquire and manage relationships with mid to large corporate clients. You will analyze client business models, financials and credit needs to tailor structured lending solutions.

You will conduct thorough credit analysis, collaborate with credit and risk teams, monitor accounts, prepare credit notes and present proposals to the Credit Committee. Regs compliance and post-disbursal covenants are part of the role.

Formación

• 3-5 years’ experience in Corporate Finance, Structured Finance (NBFC / Corporate Banking / AIF).
• MBA (Finance) or CA is mandatory for the role.
• Understanding of regulatory norms.
• Ability to hold and negotiate a conversation with senior management & promoters.

Responsabilidades

• Acquire, Manage and nurture relationships with new & existing mid/large corporate clients
• Understand client business models, financials, and credit needs to provide structured/tailored solutions.
• Conduct thorough credit analysis and risk assessment to support lending decisions.
• Collaborate with internal teams such as credit and risk management
• Monitor client accounts regularly to identify growth opportunities and address any concerns proactively.
• Preparation of In-Principle Credit Note and Presentations for Credit Committee approvals, Understanding of Credit and to present proposal to Management for approvals
• Monitoring on credit risk metrics and highlighting early warning signals. Follow-up with clients for covenants, post disbursal documents and internal review requirements.
• Working closely with Credit and Collections team to monitor EWS.
• Coordination with other departments – Operations, Legal, Compliance as a part of Business Team
• Working with internal Legal team and External Legal Counsel on transaction documentation
• Renewal/ review of cases in timely manner
• Understanding of Audit compliance and regulatory compliance

Conocimientos

Credit analysis

Risk assessment

Client relationship management

Negotiation with senior management

Regulatory compliance

Educación

MBA (Finance)

CA

Descripción del empleo

• Acquire, Manage and nurture relationships with new & existing mid/large corporate clients


• Understand client business models, financials, and credit needs to provide structured/tailored solutions.


• Conduct thorough credit analysis and risk assessment to support lending decisions.


• Collaborate with internal teams such as credit and risk management


• Monitor client accounts regularly to identify growth opportunities and address any concerns proactively.


• Preparation of In-Principle Credit Note and Presentations for Credit Committee approvals, Understanding of Credit and to present proposal to Management for approvals


• Monitoring on credit risk metrics and highlighting early warning signals. Follow-up with clients for covenants, post disbursal documents and internal review requirements.


• Working closely with Credit and Collections team to monitor EWS.


• Coordination with other departments – Operations, Legal, Compliance as a part of Business Team


• Working with internal Legal team and External Legal Counsel on transaction documentation


• Renewal/ review of cases in timely manner


• Understanding of Audit compliance and regulatory compliance

Experience:

• 3-5 years’ experience in Corporate Finance, Structured Finance (NBFC / Corporate Banking / AIF) will be preferred.

Education:

• MBA (Finance) / CA is mandatory for the role


• Market Feedback / network


• Understanding of regulatory norms


• Ability to hold and negotiate a conversation with senior management & promoters