Client Compliance Analyst

Pretium Enterprise Services, India; Bengaluru; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Pretium Enterprise Services, India is seeking a Compliance Rules Engine Analyst to support the 2nd line Risk & Compliance function by investigating exceptions from the enterprise rules engine, validating data, and documenting analyses for the business and risk teams.

The role involves reviewing exceptions, researching underlying loan data, distinguishing false positives, escalating high‑risk cases, and recommending rule updates to reduce recurring issues while maintaining strict documentation

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration preferred.
• Excellent attention to detail and analytical thinking required.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.

Responsibilities

• Investigate and research exceptions generated by the rules engine portfolio monitoring.
• Research underlying loan data to determine why the rule executed and an exception was generated.
• Compare exceptions against business processes, system data, and rule criteria.

Skills

Analytical

Problem Solving

Data Analysis

Research

Attention to Detail

Written Communication

Critical Thinking

Independent Judgment

Understanding of Risk

Root Cause Analysis

Mortgage Servicing Knowledge

Education

Bachelor's degree in Finance, Accounting, Business Administration

Job description

The Compliance Rules Engine Analyst is responsible for supporting the 2nd line Risk & Compliance function by investigating and researching exceptions generated by the enterprise rules engine, identifying potential false positives, validating any supporting data, creating/providing documentation of analysis to the business and Risk & Compliance team for appropriate disposition.

Key Functions:

• Review exceptions generated by rules engine portfolio monitoring
• Research the underlying loan data to determine why the rule executed and an exception was generated
• Compare exceptions against applicable business processes, system data, and rule criteria and parameters
• Identify and document potential false positives, including explanation of why the exception does not represent a true defect
• Distinguish and disposition exceptions
• Gather supporting documentation and data for each disposition
• Route true defects to the appropriate line of business for validation
• Escalate high-risk, recurring, or unclear exceptions to Risk & Compliance leadership
• Recommend rule updates based on observations of exception patterns
• Help support post-mortem reviews following significant or recurring exceptions
• Maintain accurate documentation in accordance with specified procedures
• Support QC team by providing exception populations and any supporting investigation analysis for their adverse-selection testing

Competencies/Skills:

Analytical, Problem Solving, Data Analysis & Interpretation, Research & Investigation, Attention to Detail, Written Communication, Critical Thinking, Independent Judgment within defined procedures, Understanding of Risk, Root Cause Analysis skills, Mortgage Servicing Knowledge

Qualifications & Experience:

• Preference for 3 years of experience in mortgage servicing, audit, compliance, risk management, and/or contract oversight.
• Excellent attention to detail, analytical thinking, and problem-solving skills
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Bachelor’s degree in Finance, Accounting, Business Administration, or related field preferred.