Associate- New role- Lending Compliance

Acuity-Knowledge-Partners; Bengaluru; Sur place; INR 800 000 - 1 400 000; Plein temps

Résumé du poste

Acuity-Knowledge-Partners is seeking a Lending Compliance Specialist in Bengaluru to ensure lending operations meet federal/state regulations, investor requirements, and internal policies. The role involves compliance monitoring, QA reviews, regulatory change management, and audit readiness for consumer and mortgage lending.

Mandatory on-site work and US shift coverage apply as part of the role, with responsibilities spanning testing, documentation reviews, and trend analysis to mitigate risks

Qualifications

• Bachelor's degree in business or related area required or equivalent work experience.
• Strong data analysis and reporting capabilities with MS Excel proficiency.
• Familiarity with consumer and mortgage lending regulations.
• Experience with compliance monitoring, workflow management, and QA.
• Knowledge of FNMA/Freddie Mac, FHA, VA guidelines is preferred.

Responsabilités

• Conduct loan-level documentation reviews and compliance testing.
• Perform MSQC reviews for loan origination, underwriting, disclosures, and servicing.
• Execute pre-funding and post-closing quality control reviews.
• Maintain ongoing quality assurance through data-driven reporting and exceptions.
• Review regulatory change requests and customer communications for compliance.

Connaissances

Regulatory knowledge

QA reviews

Data analysis

MSQC

Reporting

Risk management

Excel

Word

PowerPoint

AI-based compliance

Document review

Automation

Loan origination

Underwriting

Disclosures

Servicing

Fannie Mae/Freddie Mac

FHA/VA guidelines

Formation

Bachelor's degree in business or related area

Outils

Excel

Word

PowerPoint

Description du poste

3 - 5 Years

Permanent

Job Description

Role Overview:

The Lending Compliance Specialist is responsiblefor ensuring lending operations comply with applicable federal and stateregulations, investor requirements, and internal policies. The role supportscompliance monitoring, quality control reviews, regulatory change management,audit readiness, marketing tickets and remediation efforts across consumer andmortgage lending activities.

Mandatory work from office and US Shift

Key Responsibilities:

• Conduct loan-level documentation reviews, transactionaltesting, and compliance assessments using risk-based and random samplingmethodologies.
• Perform Mortgage Service Quality Control (MSQC) reviews toevaluate loan origination, underwriting, disclosures, documentation accuracy,and adherence to regulatory and investor requirements.
• Execute pre-funding and post-closing quality control reviewsto identify compliance defects, process weaknesses, and operational risks.
• Perform ongoing quality assurance and continuous monitoringactivities through data-driven compliance reporting and exception management.
• Review marketing tickets, regulatory change requests,disclosures, customer communications, new products, and othercompliance-related work items for adherence to applicable regulations andinternal standards.
• Analyze compliance exceptions, trends, root causes, andrecurring findings to support risk mitigation and process improvements.
• Strong understanding of consumer and mortgage lendingregulations.
• Knowledge of loan origination, underwriting, disclosures,servicing, and quality control processes.
• Understanding of FNMA (Fannie Mae), FHLMC (Freddie Mac), FHA,VA, and other investor guidelines.
• Familiarity withregulatory examinations, audit practices, and risk management frameworks.
• Bachelor's degree preferably in business or related area, orequivalent business experience.
• Proficiency in Microsoft Excel, Word, PowerPoint.
• Experience with compliance monitoring, workflow management,quality control, and reporting tools.
• Familiarity with AI-enabled compliance, document review,analytics, or automation solutions.
• Strong data analysis and reporting capabilities.

Job Snapshot

Job ID

JOB_8731

Department

Compliance Ops

Location