CCB Cards Risk Strategic Analytics Sr Associate

Testing Site - JPMC; Mumbai; On-site; INR 2,500,000 - 4,200,000; Full time

Job summary

JPMorgan Chase invites applications for a Sr Associate in CCB Cards Risk Strategic Analytics in Mumbai. You will analyze credit card portfolios, guide policy development, and support risk strategy with quantitative and qualitative insights.

The role emphasizes collaboration, rigorous analytics, and the ability to translate complex data into actionable business recommendations for executive audiences. Eligible candidates should have strong programming skills and financial analytics experience.

Qualifications

• Bachelor's or master's in engineering, Statistics, Econometrics, Operations Research, Mathematics.
• Strong SAS/R/Python and SQL programming skills; Advanced Word, PowerPoint, and Excel.
• 5+ years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy, or related Financial Analysis.
• Excellent written and oral communication to present analytical findings and recommendations.
• High initiative, self-direction and strong project management skills.
• Ability to collaborate and build partnerships.
• Intellectual curiosity and attention to detail.

Responsibilities

• Collaborating in developing, maintaining, and improving credit program policies, strategies, processes, and procedures.
• Conducting complex analysis and providing results with recommendations to management.
• Developing and maintaining analytics to provide insights into trends and portfolio quality.
• Understanding operational processes and profitability drivers to deliver insights across the full account lifecycle.
• Identify and leverage data to develop analytical solutions to enhance risk strategies.

Skills

SAS/R/Python/SQL

Communication skills

Project management

Analytical thinking

Education

Bachelor's or master's in engineering, Statistics, Econometrics, Operations Research, Mathematics

Tools

Word

PowerPoint

Excel

Job description

CCB Cards Risk Strategic Analytics Sr Associate

and 1 more

Job Information

• Job Identification 210722094
• Business Unit Consumer & Community Banking
• Posting Date 03/23/2026, 09:36 AM
• Locations Nirlon Knowledge Park, Western Express Highway, Goregaon (East), Mumbai, IN-MH, 400063, IN Ground to Fifth Floor G,H Block, EMBASSYTECH VILLAGE-PARCEL 5 OUTER RING RD DEVERABEESANAHALLI VILLA, Bengaluru, IN-KA, 560103, IN
• Job Schedule Full time
• Job Shift Mid-Day

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Job Description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be executed through the card life cycle.

Job responsibilities:

Collaborating in developing, maintaining, and improving credit program policies, strategies, processes, and procedures within the assigned function,

Conducting complex analysis and providing accurate and concise results with recommendations to management.

Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio.

Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)

Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies.

Required qualifications, capabilities, and skills.

Bachelor's or master's in engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)

Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills

5+ years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy, or related Financial Analysis

Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.

High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines.

Proven ability to collaborate and build strong partnerships.

Intellectual curiosity, attention to detail with a proven ability to learn quickly.

Preferred Qualifications, Capabilities, and Skills

Prior experience of working in Cards industry in strategy / policy role

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.