Card Services Risk Strategic Analytics – Associate

JPMorgan Chase & Co.; Bengaluru; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

A leading financial services firm is seeking an Associate in the Card Services Risk Strategic Analytics team in Bengaluru, India. This role involves performing quantitative and qualitative analysis on credit card customers to formulate optimal risk strategies. Candidates should have a Bachelor’s or Master’s in a quantitative field, strong programming skills in SAS, R, Python, and SQL, and a minimum of 3 years in a related position. You will collaborate to develop policies and provide insights into emerging trends, while managing competing priorities.

Qualifications

• Minimum 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis.
• Strong written and oral communication skills to present findings.
• High degree of initiative and project management skills.

Responsibilities

• Collaborate in developing policies, strategies, and processes.
• Conduct complex analysis and provide concise results to management.
• Develop analytics to provide insight into emerging trends.

Skills

SAS

R

Python

SQL

Project management

Education

Bachelor's or Master’s in Engineering, Statistics, Econometrics, Operations Research, Mathematics

Tools

Excel

PowerPoint

Word

Job description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As Card Services Risk Strategic Analytics – Associate in cards team, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in‑class.

CCB Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit risk strategy to be executed through the card life cycle.

Job responsibilities:

• Collaborate in developing, maintaining, and improving credit program policies, strategies, processes and procedures within the assigned function,
• Conduct complex analysis and providing accurate and concise results with recommendations to management.
• Develop and maintain ongoing analytics to provide management with full insight into emerging trends and the quality of the originated accounts and portfolio
• Acquire deep understanding of the operational processes, key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle (e.g., underwriting, portfolio management, collections)
• Identify, evaluate, interpret and leverage complex internal and external data and develop analytical solutions to enhance risk strategies

Required qualifications, capabilities, and skills

• Bachelor’s or Master’s in Engineering, Statistics, Econometrics, Operations Research, Mathematics (or equivalent quantitative field)
• Strong SAS/R/Python and SQL programming skills and Advanced Word, PowerPoint, and Excel skills
• Minimum 3 years of experience in Business Analysis, Consulting, Data Analytics, Risk Strategy or related Financial Analysis
• Demonstrated excellent written and oral communication skills to clearly present analytical findings and make business recommendations and prepare executive level communications.
• High degree of initiative, self-direction, and excellent project management skills to manage competing priorities under tight deadlines
• Proven ability to collaborate and build strong partnerships.
• Intellectual curiosity, attention to detail with a proven ability to learn quickly

Preferred Qualifications, Capabilities, and Skills

• Prior experience of working in Cards industry in strategy / policy role